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Professional & Pollution Liability Insurance for Construction Firms

Projects are getting larger. The construction and engineering marketplace is global. Demand for integrated construction/design solutions is increasing. AXA XL Insurance’s Professional and Pollution Liability team provides creative and innovative builder’s risk insurance solutions to contractors, integrated design/constructors and project owners.

Product details


  • Up to USD 50 M (claims made) professional and pollution
  • Up to USD 25 M (occurrence ) pollution



  • Third Party Professional Liability
  • Excess Indemnity/Protective Coverage
  • Rectification/Mitigation Coverage


  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites
  • Excess Indemnity/Protective Cover
  • Litigation and Subpoena Expense
  • Green Building Materials for Restoration


  • Disaster Response Expense

Client Profiles

  • ENR 400 Contractors
  • ENR 600 Specialty Trade Contractors
  • General Contractors
  • Construction Managers (At Risk & Agency)
  • Design-Builders/Integrated Constructors
  • EPC Contractors/E&C Firms
  • Trade Contractors
  • Owners

Benefits & Services

  • Risk engineering and claims services consultation, training and best practices:
  • Emerging trends/issues
  • Key controls implementation
  • Project visits
  • Industry/company lessons learned
  • Subcontractor/subconsultant pre-qualification
  • Contract and management oversight and training
  • A dedicated North America construction team of underwriters, risk engineers and claims professionals who average 15+ years of experience
  • A collaborative team underwriting approach, enlisting underwriting, risk engineering, claims, legal, actuarial, and financial professionals

Information & Research

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.