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General Liability

For Companies Domiciled Outside of North America

We offer General and Product Liability insurance to domestic and international companies based outside the U.S. or Canada that recognize the value of robust enterprise risk management. Based in major markets around the globe, our general liability teams are empowered to underwrite a wide range of industries and occupations.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Coverage

Our coverage includes standard to tailor-made products from domestic solutions to complex Global Programs, from Facilities to major Captive deals:

  • General and Product Liability Insurance
  • Product Recall and Product Tampering Insurance
  • Errors & Omissions Insurance
  • Environmental Insurance
  • We allocate capacity in line with our industry specific appetite
  • Lead or Follow policies on International Primary & Excess Programs

Client Profiles

  • Commercial clients – from middle market to top 100 companies – in mature and emerging markets around the world, offering distinct insurance solutions for traditional business models as well as new technologies and economies.
  • Generally broad industry appetite excluding Large Pharma, Agro Chemicals and Renewable Energy products.

Benefits and Services

We aim to combine underwriting expertise with superior product offerings, unmatched flexibility and proactive client service such as:

  • Exceptional Claims Service: If something goes wrong, our dedicated casualty claims professionals are ready to help. No matter where you work with us, you’ll experience the same uncompromisingly high level of local service thanks to their in-depth claims handling expertise for general and products liability claims.
  • Global network and Captive capabilities: Wherever your business operates, we’re ready to help. We’re one of the world’s largest providers of global commercial insurance programs and 30+ years of network management experience. Through our owned offices and global network partners we can serve clients in over 200 countries and territories.
  • Risk Engineering capabilities: Our clients can count on the knowledge and expertise of a dedicated Casualty Risk Engineering team to help identify and assess all kind of risks and to recommend practical, cost-effective measures for avoiding or reducing them. The team includes specialist engineers and scientists from a wide range of disciplines: industrial hygienists; chemists, biochemists, and pharmacologists; civil, mechanical, electrical and chemical engineers; plus earth and environmental scientists.

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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