Product Family

Liability Life Science Industry

For Companies Domiciled Outside of North America

Life Science is one of the most dynamic and innovative industry sectors worldwide. As the companies within this broad sector race to develop, test and market new drugs, devices, treatments and so on, they also have to operate within an ever shifting market environment. And, as with other industry segments, Life Science companies have their own specific needs, depending on whether they are a start-up with an innovative new idea or an established market leader with a roster of products in the market.

Our underwriting experts understand the needs and risks of this consistently growing industry segment. Drawing on their deep industry knowledge and expertise, they create insurance solutions tailored to the needs of individual companies and deliver the relevant services clients need at every stage of our partnership with them - from risk evaluation and risk engineering to claims handling.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • General and Product Liability Insurance
  • Insurance for Clinical Trials (stand-alone or in combination with general liability)
  • Product Recall and Product Tampering Insurance
  • Errors & Omissions Insurance
  • Environmental Insurance

Benefits and Services

Regardless of whether you operate regionally or globally, the benefits we offer include:

  • Fully-fledged strategy and insurance solutions for Life Science industry classes
  • Global interdisciplinary Life Science practice group with designated and experienced Life Science underwriters, casualty risk engineers and claims managers per region
  • Quick and efficient process for insuring clinical trials
  • Exceptional Claims Service: If something goes wrong, our dedicated Life Science claims professionals are ready to help. No matter where you work with us, you’ll experience the same uncompromisingly high level of service.
  • Global programs: Wherever your business operates, we’re ready to help. We’re one of the world’s largest providers of global commercial insurance programs with 30+ years of network management experience.

Client Profiles

  • Pharmaceutical Manufacturers (excl. large Pharma)
  • Biotechnology Manufacturers
  • Medical Device Manufacturers
  • In-Vitro Diagnostics Manufacturers (IVDs)
  • Clinical Research Organizations (CROs)
  • Life Science Contract Manufacturers and Service Providers
  • Dietary Supplements Manufacturers
  • Cosmetic Manufacturers
  • Dental equipment and Supplies Manufacturers
  • Analytical/Medical Laboratories
  • Manufacturers of veterinary medicated feeds, veterinary medicinal products and veterinary vaccines

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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