Product Family

Global Admitted Commercial Umbrella Program - Multipass™

U.S. domiciled multinational companies

AXA XL’s Global Risk Management (GRM) and North America Excess Casualty business units have teamed up to offer Multipass, a product designed to help U.S. domiciled multinational businesses efficiently address their tax/compliance regulations and contractual obligations.

Multipass combines an international controlled master program with an umbrella liability policy to create a global admitted commercial umbrella program. It extends the international primary General Liability policy limit to meet a customer’s requirements in a specific country(ies).


  • The local policies are issued based on Good Local Standard coverage.

Benefits & Services

  • Combines the international sophistication of AXA XL’s Multinational Casualty team with additional capacity provided by the North America Excess Casualty unit.
  • Offer clients a seamless global solution by providing higher limits under the same local policy where AXA XL is licensed to provide admitted coverage.
  • The policy is written on local admitted paper for the country where requested, creating a more efficient end-to-end process for the client.
  • The Multinational Casualty team provides coordinated claims handling services and makes local payments up to the policy limit for covered losses.

The umbrella policy and the master policy must be written in the U.S. The local policies for the Rest of the World are available in the countries where AXA XL or its partner companies are licensed to provide admitted coverage.

Client Profiles

  • U.S. domiciled multinational businesses.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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