Product Family

International Casualty

Retail P&C – UK & Lloyd’s market

AXA XL offers primary Employers’ Liability insurance to highly risk-managed companies that proactively oversee the health and safety of their employees. UK and Irish-domiciled companies coverages include conventional and non-conventional.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.


We cover your legal liability to pay compensation and claimant’s costs and expenses in the event of bodily injury which includes death, illness and disease caused during the period of insurance to any employee arising from, or during the course of his/her employment by the insured in the business.

This is a compulsory class of business in the UK, and AXA XL issues policies and certificates to meet legal requirements.

International Casualty Primary

  • Employers’ Liability (UK)
  • Public and Products Liability

International Casualty Total (multi–layer)

  • Employers’ Liability (UK)
  • Public and Products Liability

Benefits and Services

  • Recognised market leaders for Casualty insurance
  • Flexible underwriting
  • In-house engineering and risk management services
  • Market-leading claims service
  • Global footprint

Client Profiles

  • Construction (liability)
  • Engineering
  • Financial
  • Leisure
  • Life science (biosimilar biologics, clinical trials, generic pharmaceuticals and medical devices)
  • Logistics
  • Manufacturing
  • Public authorities
  • Real estate
  • Retail trades
  • Safety–critical products (automotive parts, aviation, fall arrest, offshore, railway and structural integrity)
  • Support services
  • Utilities
  • Wholesale trades

Cross–line package solutions are considered.
United States exports and domiciled subsidiaries.

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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