Product Family

Healthcare Liability

North American Coverage

AXA XL Insurance offers excess liability insurance coverage to a broad group of healthcare industry clients.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • Integrated occurrences, with minimum attachment of USD 25M
  • Punitive damages explicitly covered
  • Excess named perils only, subject to a maximum combined limit of USD 100M

  • Unlimited discovery, at a pre-determined cost
  • Annual or multi-year swing rated and/or commutation programs
  • Multi-year, single aggregate
  • Follow form claims-made
  • Healthcare reinsurance certificate
  • Excess named perils

Benefits and Services

Unique coverage features and structures

  • Explicit punitive damage coverage
  • Unlimited discovery at a pre-determined cost
  • Annual or multi-year single aggregate guaranteed cost program
  • Annual or multi-year program with profit sharing feature including swing rated and/or commutation features
  • Integrated occurrence coverage with minimum attachment of USD 25 million

AXA partners with The Sullivan Group, a premier provider of clinical risk management and loss prevention services to hospitals, physicians and nurses throughout the U.S.

Client Profiles

We offer excess liability coverage solutions for:

  • Hospitals
  • Senior care facilities
  • Managed care organizations
  • Large physicians groups
  • Miscellaneous healthcare facilities including:
    • Pharmacies
    • Home Health
    • Outpatient
    • Dialysis Clinics

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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