Product Family

Professional & Pollution Liability Insurance for Construction

Coverage for North America

As projects get larger, the construction and engineering marketplace globalizes, and the demand for integrated construction/design solutions increases, our Professional and Pollution Liability team focuses on providing creative and innovative insurance solutions to contractors, integrated design/constructors, and project owners.

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We offer a full suite of coverage designed to meet the needs of contractors and owners.

Coverage for Contractors:

Professional Liability

  • Third Party Professional Liability
  • Excess Indemnity/Protective Coverage
  • Rectification/Mitigation Coverage

Contractors Pollution Liability

  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites

Coverage for Owners:

Professional Liability

  • Financial Loss Coverage
  • Excess Indemnity/Protective Coverage

Pollution Liability

  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites


Collaborative approach: We use a collaborative team underwriting approach. We enlist underwriting, risk engineering, claims, legal, actuarial, and financial professionals to develop the right coverage for every client.

Risk engineering & claim services: Our dedicated risk engineering and claim service team draws from field project management and engineering experience to help you address your professional liability exposures. We provide consultation, training, and best practices including:

  • Emerging trends/issues
  • Implementing key controls
  • Project visits
  • Industry/company lessons learned
  • Subcontractor/subconsultant pre-qualification
  • Contract & management oversight & training

Global Programs: We can provide coverage outside North America through our local AXA XL offices and network partners.

Client Profiles

  • ENR 400 Contractors
  • ENR 600 Specialty Trade Contractors
  • General Contractors
  • Construction Managers (At Risk & Agency)
  • Design-Builders/Integrated Constructors
  • EPC Contractors/E&C Firms
  • Project Owners

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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