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Data dystopia: what does the future hold for data privacy?

As we all know, data is a commodity – and a valuable one at that. But what does the future hold for data privacy. James Tuplin, Head of Cyber and TMT – International Financial Lines at XL Catlin, now part of AXA XL, AXA’s P&C and casualty risk division, imagines two scenarios that could come to pass.

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Tags: English Opinion Risk Management Emerging Risks Aviation and Aerospace Energy Technology Marine Insurance Cyber Liability Specialty Americas Asia Pacific EMEA UK & Ireland

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HBR Explains It: Why Better Technology Can Be Slower to Take Off HBR Explains It: Disruptive Innovation Automotive recalls – why are they increasing and what’s the impact on the automotive industry? Watch the XL Casualty Movie Paul Jardine speaks to Sky News on Ocean Risk at the World Ocean Summit 2017 Christmas all wrapped up? 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Top 10 Contract Clauses for Design Professionals Un nuevo siglo de progreso latinoamericano Up in the Air The emerging risk of drones in the construction industry Up in the sky its a drone What your Facebook page reveals about your restaurant When a Ship is Not a Ship When the going gets hot the drones get going Wie Europa die Erneuerung der Infrastruktur gelingt Wie man mit sozialen Netzwerken Kunden gewinnt und Vertrauen aufbaut Will the World Cup be half empty or half full for Brazil? 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Riscos e oportunidades ao longo da costa brasileira Scientists Confirm Global Coral Bleaching Event for 2015 Seven Ways Contractors Can Manage Cost Escalation Risk The Arabian Horse: A Distinctive Beauty Sharing ideas on the sharing economy Silence is not golden when it comes to workplace bullies Sleuthing to solve risk challenges Spain’s Financial Lines market is picking up steam Sparks of Genius: The Rise of Risk Management Innovations in Insurance Sparks of Genius: Pirates, Peg Legs and US Workers' Compensation Insurance Sprinkleranlagen: Eine Innovation, die sich bewährt Stealing Christmas? The Grinch may have failed, but others are succeeding Ist es an der Zeit, Risiken für kritische Infrastruktur-Bauten in Österreich neu zu definieren? Tailor Made The cost of uncertainty: Ex-Im Bank and why political and trade credit risks need reliable, flexible solutions The Criminal Terrorist The Next Great Idea The Next Wave of Workplace Protection: Gender Identity Let’s Talk: The real risks surrounding Environmental Pollution The Talent Dividend The Value of Venice’s Irreplaceable Art and Artifacts Time to tune up D&O policies in Spain Managing the Costs of Construction Understanding the Swinging Pendulum That is Data Breach Law Video: How Operational Risk Insurance Adds Value We Come As Partners Whats Below the Surface Winning in a Competitive Environment: Who knew Baseball and Insurance had so much in common? 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October and November: A Dangerous Time to Drive One Belt, One Road: Linking China to Europe One Size Shouldn't Fit All: Aboveground Storage Tank Risk-Based Integrity Assessments Operationalizing Digital Transformation: New insights into making digital transformation work Os riscos emergentes que estamos monitorando e por quê People Risk Management – Translating Rhetoric into Reality People risk: Well-being of mobile workforces Peru's devastating floods showcase importance of expanding the reach of the reinsurance industry in Latin America Political Risk in a Disrupted Global Landscape Political risk insurance aids global infrastructure spending Political risk insurance, don’t ignore your own backyard Precisamos ouvir os peixes Upfront property loss prevention strategies save money and time later Programmes internationaux, comment gérer les risques liés au transport ? Programmes internationaux, le rôle de l’assureur et de son réseau Protection from Farm to Florist Protectionism heating up political and credit risks Public/private partnerships offer advantages for political, credit risks Quando la realtà virtuale e la realtà aumentata diventano pura realtà ¿Qué es un volante? ¿Qué le espera al sector de la joyería en España? It's all about the pace: Using Rapid Results Initiatives to drive business and social change Redeveloping the Urban Core Reinsurance: what’s hot and what’s not Relatório de Riscos Emergentes (Segundo Trimestre de 2017) Renforcer la résilience dans les pays politiquement fragiles Riscos emergentes que temos que ter atenção e porquê Risque politique – Ne négligez pas ce qui se passe au coin de la rue Saviez-vous que les fraises poussent sous l’eau ? Segurança cibernética: um problema de gestão Seguros para directivos y administradores de organizaciones sin ánimo de lucro en España: el altruismo no está exento de riesgos Selling the London market to a new generation of talent Será que você vai dar mesada em criptomoedas aos seus filhos? Show me the money! The impact of securities class actions on the Australian D&O Liability insurance market Siete collezionisti? Conoscete la provenienza delle vostre opere d’arte? Size of social engineering attacks growing Something everyone loves: Panda bears! Sonnenkollektoren: Eine neue Herausforderung bei der Brandbekämpfung Static Electricity: An Unpredictable and Often Overlooked Hazard Su frigorífico... ¿amigo o enemigo? Sua geladeira. Eletrodoméstico ou cúmplice? Tapping the Right Resources for Career and Business Success Text analytics: Telling Stories that Drive Insurers’ Progress Let's Talk: The Art of Underwriting The Case for Covering DO in a Global Program The evolution of marine risk engineering The Impact of GDPR: EU data protection meets US-based business The internet of things The office printer: a weak link in your security regime? The Perils of Misdeclared Cargo The right to be forgotten Artificial intelligence & insurance: The unexpected love affair? They say all is fair in love and football but what about insurance? It’s time to think about fine watch insurance Unseaworthiness and punitive damages: The verdict is in Votre réfrigérateur. Ami ou ennemi ? Was ist eigentlich ein Lenkrad? What does the millennial generation want from their employer? What XL Innovate looks for in insurtech leadership Where are all our Christmas trees? Why event cancellation insurance is a necessity, not a luxury We need to listen to the fish The future of farming? Plant the sea. What's a steering wheel? Your Refrigerator. Appliance or Accomplice? Special report: Why closing the protection gap is critical to the industry’s future Will you be giving your kids cryptocurrencies for pocket money? You Say Pollution. I Say Exclusion. 5 Ways to keep flood waters out of your business A winning formula: Customer-centric business strategy A opção ambiental: como exposições ambientalmente responsáveis podem ser gerenciadas em programas globais Alternative energy: A new proposition for oil and gas clients An inside look at political risk and credit insurance Are hotels and hospitality more vulnerable to breach? Artificial intelligence: more power to the risk manager? AXA XL: “a winning combination” says Thomas Buberl Bauvorschriften sind notwendig, aber sind sie auch hinreichend? Belt & road: how risk managers can use global programmes in a transforming region? Best Practices for Promoting Site Safety: Tried, True and Non-Capital Intensive Brazil and Mexico remain risky but offer growth opportunities Bringing value to the chain: how Blockchain can be used to help risk managers with global programmes Building an open communication culture Building codes: Necessary but sufficient? Building Up Boston and Beyond Bumps in the road – A year on from the Ogden Discount Rate announcement Business planning that looks beyond the bottom line California Privacy Laws Captives coming of age in Asia Catalyzing change Class action filing increase shifting D&O dynamics Collectors - who are they and how do we support them? Constructive Conversations: Bringing excellence to the Excess market Constructive Conversations: Optimizing opportunities for project owners Credit and political risk: opportunities abound in Latin America Cyber endorsements: The why and how of cyber protection Cyber Risk Modeling & Scoring: Creating Business Resilience Cyber risk modeling comes of age Data dystopia: what does the future hold for data privacy? Design Professional Insight: Top Ten Insurance Myths D&I: Turning awareness into action Diving deep into government pools Doing good is growing more dangerous: Why NGOs are stepping up their threat protection Don't let a storm blow away your profits this hurricane season Emerging Risk Report Q2 2018 Emerging Risk Report Q1 2018 Ensuring the Fun Factor Road Worrier: Exposures to Workers Compensation and auto hazards for traveling construction employees Finding your continuous innovation sweet spot Focused on the Future For art in transit, using specialists is a smart move Four steps insurers must take to realize the potential of IoT The Gender Pay Gap Getting started with continuous improvement Hackers on the job site: Cyber attacks target construction Halt hail from hurting your profits Head Hazards: Concussions in the workplace Going green: how environmental liability exposures can be managed in global programmes How political risk insurance and the Insurance Development Forum support the UN's 2030 Agenda for Sustainable Development How to Keep Ahead of Evolving Fine Art and Specie Risks How to make the most of an art fair: expert tips from a Fine Art underwriter Hurricane preparedness: Timely tips for contractors Insuring modular construction: Casualty considerations Insuring ride risk in the amusement industry Into Africa: how risk managers can use global programmes as part of their strategy in this fast-changing area Is asbestos making a comeback? Is the US prepared to deal with the aftermath of increasingly severe storms? Keeping ahead of competition Kidnap and ransom: From the French Robin Hood to a global risk Let's talk: The nature of terrorism is changing Let's Talk: Building up diversity in the construction industry Collaboration in times of crisis Technology is reshaping the construction industry Let's Talk: Payment Services Directive Los riesgos de la aviación en México están ganando altura Low threat doesn't necessarily mean "no threat" Managing the big risks of marine construction Mexico's aviation risks are gaining altitude Mitigating Cyber Risk via Captives More mindful data protection More than a check in a box: The importance of external reference checks Moving fast fast forward: The great US speed limit debate New EU Regulations on Medical Devices Explained Ocean risk: how insurers can lead the way in building resilience Partnering with the World Bank to Close the Protection Gap People risk in international programs Pioneering insurance protection for an autonomous world PORTS OF BRAZIL: Measures that drive the sector Property Perspectives Property Perspectives: Insuring Canada's natural resource-based businesses Insuring property in the state of extremes Let's Crush the Underwriting Talent Crunch! Changing the dynamics of the property claims experience Putting up a strong global front Wrestling tough property risks Protecting your business from wildfire Reaping big benefits from consolidated insurance buying Rising value Lights, camera, insurance: risk transfer for the movie business Risks and opportunities in South Africa and Chile Safe travels: Don't be a kidnapper's easy target Sea-change: how technology is changing the transportation of goods Securing the Chain Set fair for the next phase of risk management: Marine blockchain platform goes live Severity trends in Auto Claims Show Me the Money! 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A risk engineer's perspective When the going gets tough the tough do risk management Talk to the Loss Adjuster; why communication is key for claims in global programmes Why contractors big and small should protect themselves from pollution risk Words matter: Building strong contracts to minimize Inland Marine risks The story of water: essential and increasingly scarce XL Catlin innovations rise to help clients navigate sea of changing risks XL Catlin market research identifies significant potential for credit insurance growth A bespoke solution: Facultative Reinsurance Risk Scenario: Blackjacked Monte Carlo Special_Mike McGavick_XL Group New steps to make the UK a world centre in cyber security insurance Assessing the value of risk_XL_Group Risk Scenario_ScotchandWater Insurance Market Perception of Nanotechnology Root Causes and Consequential Costs of Rework Whitepaper XLGAPS_Calm Before the Storm_Property Toolkit Leadership in adversity and opportunity, J Veghte interview, Bermuda Re SWISSCOM Dialogue Arena 14Oct2013 SMBs and Cyber Security Whitepaper Risk Scenario - Workplace Violence Salamanca Group - Global Risk Bulletin_Jul2014 Risk Management Guide Schweiz Switzerland HBR_Michael Porter_Creating Shared Value The dark side of Technology - the evolution of cyber crime What's below the surface? 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