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We’re not just a reinsurer.

Our heritage as a traditional, underwriting-led reinsurer dates back to the 1950s. As our business has evolved, so has our strength and knowledge and we intend to keep growing and learning to help you manage the risks you see today and in the future. You’ll find some of the ways we’re looking at risk below.

We are ensuring our sustainability. We’re selective about risk to create a balanced portfolio, because that means we will be here for you in the long term. As part of AXA XL and AXA Group, sustainability is fundamental to how we do business. Find out more.

Explore the Science behind Natural Perils

Explore our dedicated webpage to learn more about the innovative research led by our Science and Natural Perils Team. Drawing on expertise across atmospheric science, actuarial science, data science, geophysics and engineering, our specialists deliver insights that support effective natural catastrophe risk quantification and management in a changing climate.

Learn More

Credit and Surety Market Survey 2025

Discover fascinating insights from industry professionals on the post-pandemic Credit & Surety market performance; how bank opportunities and geopolitical tensions have impacted the sector; approaches to ESG, and the extent to which AI is being used and for what tasks.

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Our Work with Cambridge Centre for Risk Studies

In a rapidly evolving risk landscape, staying informed is crucial. The Cambridge Risk Hub, supported by AXA XL, offers cutting-edge research and practical tools designed to help organizations identify, understand, and manage emerging risks. With a focus on long-term resilience, this platform empowers businesses to stay ahead of the curve, whether they are addressing our changing environment, geopolitical instability, or the risks associated with new technologies.

To explore the full research and access the latest tools, visit the

Cambridge Risk Hub

Articles

Data Centres GS

(Re)insuring data centres; an evolving challenge


The increasing demand for internet capabilities, driven in part by greater use of AI, means that more and more data centers are being built around the world...

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Wildfire

Resilience through reinsurance in wildfire recovery


On the anniversary of the devastating California wildfires of January 2025, we look at the increasing frequency and severity of this evolving risk...

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Reaping substantial AI benefits

Credit & Surety: AI making a difference


In Q3 2024, AXA XL surveyed Credit and Surety professionals from around the world to gather their perspectives on market trends and drivers since the pandemic...

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Dawn Dinkins

Representing in reinsurance and beyond


Dawn Dinkins, COO AXA XL Re, was recently named a role model by iCAN, the network that supports multicultural inclusion across the insurance sector.

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3137 Re Credit Surety Bank 350x155

Credit, Surety and Political Risk: Doing business with the banks


Banks that offer letters of credit and/or bank guarantees can be a competitor of Credit, Surety and Political Risk insurance.

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Credit and Surety

Credit & Surety: Resilient in an era of global shocks


After a long period of stability, the Covid-19 pandemic and Russia’s invasion of Ukraine brought volatility and uncertainty to the world’s economies and financial markets.

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wildfires

Los Angeles wildfires; the reinsurance claims picture


The concentration of high value properties affected by the recent Los Angeles wildfires contributed to large and complex insured losses.

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An engineer working with solar panels

Transitioning to a low carbon economy


(Re)insuring the risks related to a changing climate is a challenge and an opportunity.

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Construction workers on site

Engineering insurance in the mega loss era


Insurance and reinsurance coverages are vital enablers of the largest and most complex engineering and construction projects in the world.

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Disaster Resiliance

Predicting rain doesn't count, building Arks does


Warren Buffet’s letter to shareholders in 2001 was focused on being prepared; the Noah Rule.

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world

Expect the unexpected


The reinsurance market has been hit by a series of unforeseen events in recent months.

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Dubai Skyline

What Reinsurers can learn from the Dubai floods


Unprecedented flooding in Dubai in April highlighted the potential severity of this risk in an area where, historically, rainfall has been scarce.

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Tipping points

Why the (re)insurance industry can't ignore climate tipping points


The (re)insurance industry in conjunction with the scientific community, has been working hard to understand the effects of a changing climate on societies, businesses and individuals around the world.

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Horizon image

How can reinsurers address today's challenges?


In a world that's both highly interconnected & increasingly fragmented, the reinsurance market has a vital role to play in providing reliable & innovative solutions to the risks & challenges its clients face.

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Earthquake Coverage Gap

Time for a shakedown; earthquake underinsurance in the United States


A major earthquake in the United States could cause billions of dollars of damage.

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Building Codes

Building codes; helping to improve resilience to severe weather


Building codes can play a crucial role in enhancing communities’ resilience to severe weather events.

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Wildfires

Wildfire risk; an evolving global peril


Prolonged and severe heatwaves and wildfires are worrying examples of the likely consequences of a climate crisis.

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Weather

Science lesson; tropical cyclone risk and exposure in a changing world


Climate change represents an unprecedented challenge for business and societies and the (re)insurance community to assess, manage and transfer the risk related to natural perils.

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earthquake

An unpredictable peril; why earthquake should always be on the risk radar


Earthquakes are unpredictable and can devastate communities, causing large-scale economic damage.

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The future of food

The future of food


Consumers the world over are reducing the amount of meat they eat for ethical, health and climate reasons.

Read more
Evaluating catastrophe models

Evaluating catastrophe models


Our Science and Natural Perils team have released a whitepaper focusing on how to evaluate catastrophe models.

Read more

Webinars and research projects

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Optimising Disaster Recovery: Virtual Panel Discussion
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Between Shaking and Climate: How We Build Resilience for the Next Large Event
A person standing with a view of mountains in front
Understanding Risk
A person wearing headphones and watching on Ipad
From massive Cyclones to Tiny Hail – Navigating Event Size, and Climate Tipping Points
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Credit and Surety Market Survey 2025

Climate Risk Insights

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Climate Risk Insights
Sponsored Studies
Thought Leadership Papers

Find an Expert

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You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please contact AXA.

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