Product Family

Railroad Liability

North American Coverage

A wide range of solutions tailored to the unique challenges of the rail industry.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • Railroad Liability (including FELA, FRS/BOL) – occurrence and claims-made
  • Excess Railroad Liability – occurrence and claims-made

  • Primary Rail Equipment Liability (lessees)
  • Contingent Rail Equipment Liability (lessors)
  • Track Owners General Liability
  • Force Account Liability
  • Railroad Protective Liability – primary and excess
  • Commercial General Liability (for rail contractors) – primary and excess

AXA XL also offers customized Casualty programs for rail customer groups.

Benefits and Services

Dedicated claims expertise

Client Profiles

  • Freight railroads: Class I, II (regional) and III (short line) railroads; switching and terminal railroad operators
  • Transit, commuter and light rail systems
  • Excursion and charter railroads, tourist railways, scenic railroads and private railcar owners
  • Rail equipment lessees or lessors
  • Track owners
  • Rail contractors, service providers and suppliers

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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