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Contractor's Pollution Legal Liability Insurance - Environmental - Global

AXA XL Insurance offers pollution legal liability insurance coverage to contractors of all sizes, from small trade to jumbo general. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

Product details


  • Claims-made: USD 50 million
  • Occurrence: USD 25 million


Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on occurrence or claims made basis.

  • Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site
  • Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
  • Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
  • Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during the course of transportation
  • Non-owned disposal sites (NOD): liability for losses due to a pollution condition at an NOD, arising from waste that was generated at a jobsite or originated from a named insured location

Client Profiles


  • General contractors
  • Construction managers
  • Specialty trade contractors

Environmental Services

  • Environmental consultants
  • Contractors
  • Laboratories

Typical Information Required

  • AXA environmental application (any environmental application can be used for quotes)
  • Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs
  • Two years audited financial statements

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling for pollution liability insurance clients
  • Staff with an average of 15+ years of environmental/insurance experience
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7 for North America
  • 25+ years in specialized environmental insurance market

Limits On Product

  • Claims-made: USD 50 million
  • Occurrence: USD 25 million

Minimum Premium

USD 3,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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