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Commercial Crime And Fraud Insurance

Protects the Company’s assets against acts of fraud from employees or unknown third parties. Modern exposures such as Identity Theft, Data Breach and Reputational Expenses all considered.


Typically up to USD/EUR 25m


  • Social Engineering Fraud\Fake President
  • Investigation Costs
  • Legal Fees
  • Extortion Demands
  • Employee Benefit Plans
  • Reputational Expenses
  • Interest, Receivable / Payable
  • Corporate Identity Fraud
  • Criminal Damage expenses
  • Contractual Penalties
  • Computer Violation Expenses
  • Data Breach Expenses

Client Profiles

  • Privately held and publicly traded companies
  • From SME enterprises to multi-national corporations

Typical Information Required

  • Latest financials
  • Details of internal control procedures
  • Claims History

Benefits & Services

  • Dedicated and experiences financial lines underwriters in all territories in which we operate.
  • Our market-leading claims management team has unrivalled expertise and knowledge. Our award winning claim system, ‘AXA XL GlobalClaim’, enables us to manage claims efficiently and accurately, no matter where they occur in the world.

Attachment Point

Primary and excess


Investment manager, mortgage banker, commercial banker and insurance company bond.

Client Profiles

  • Public and large private companies, including Fortune 500, middle market and micro-caps
  • Financial institutions
  • Private commercial companies with total assets greater than USD 100 million, revenues greater than USD 100 million and more than 1,000 employees

Attachment Point

Primary and excess

Limits On Product

Up to USD 25 million

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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