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Commercial Crime

Every company, regardless of size, industry or geographic region, is a potential target for commercial crime. The ever-changing economic environment, advancements in technology and international expansion increase the risks. AXA XL’s Commercial Crime coverage protects companies against acts of fraud from employees or unknown third parties.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Coverage

  • Employee theft, providing coverage for loss of or damage to money, securities and other property resulting directly from theft committed by an employee.
  • Forgery or alteration resulting in losses directly from forgery or alteration of checks, drafts, promissory notes or similar instruments.
  • Theft of money and securities on and off premises, resulting in losses of money and securities inside the insured’s premises or a financial institution’s premises.
  • Robbery or safe burglary for loss or damage to property other than money or securities.
  • Computer and funds transfer fraud covering losses that result directly from fraudulent entry of or change to electronic data or computer programs.
  • Money orders and counterfeit money to cover loss resulting directly from a company having accepted these in good faith in exchange for merchandise, money or services.

Benefits and Services

Ability to tailor a policy to address specific and unique risks.

We have dedicated and experienced financial lines underwriters in all territories in which we operate.

Our market-leading claims management team has unrivalled expertise and knowledge. Our award-winning claims system, “AXA XL Global Claim,” enables us to manage claims efficiently and accurately, no matter where they occur in the world.

Client Profiles

  • Public and private companies
  • From SME enterprises to multinational corporations


Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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