Product Family

Wage & Hour Liability

Any large employer can be faced with Wage & Hour disputes. A failure to pay minimum wages or overtime correctly can become a costly error, as can a failure to correctly classify employees. Almost all aspects of employee compensation have become the target of collective and individual actions in both state and federal courts. Our flexible coverage options help clients manage this increasingly common risk.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • Comprehensive coverage for Wage & Hour law violations
  • Stand-alone policy devoted solely to Wage and Hour; not an add-on
  • Tailored to risks of large employers

  • Covers earned wages
  • Covers liquidated damages, statutory damages, attorneys’ fees and punitive damages
  • Covers both private litigation and governmental civil actions
  • Threshold and bordereau reporting
  • Insureds select their own counsel

Benefits and Services

Wage & Hour insurance provides coverage for wage and hour defense and indemnity liability.

Client Profiles

Fortune 500 and other large employers

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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