Product Family

Fiduciary & Pension

AXA XL Insurance offers fiduciaries personal asset protection for damages they are legally obligated to pay as a result of deliberate or unwitting wrongful acts and for the costs associated with defending allegations of wrongful acts.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • Broad definition of insured including the company, corporate trustees, constructive trustees, directors and officers, and administrators, managers, trustees, employees and internal dispute managers of the company, the pension scheme or plan.


  • Loss of documents cover which the insured is legally responsible
  • Investigation coverage
  • Crisis containment expenses – to prevent or limit the adverse effects or negative publicity which may arise from a claim or investigation.
  • Extradition proceedings
  • Prosecution costs
  • Third party pursuit costs
  • Emergency defense costs
  • Indemnity for beneficiaries
  • Contribution notice costs for insured persons
  • Cover for civil fines and penalties imposed by the pension regulator, the pension ombudsman or other regulatory authority

Benefits and Services

  • Protects pension scheme and benefit plan trustees and administrators, sponsoring employers, corporate trustees and the scheme itself against claims arising from breach of fiduciary obligations in connection with company plans and schemes
  • Dedicated and experienced underwriting teams
  • Market-leading claims management team has unrivalled expertise and knowledge
  • Ability to write global programs

Client Profiles

  • Privately held and publicly traded companies
  • From SME enterprises to multi-national corporations

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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