Product Family

Primary Casualty Insurance for Construction Companies

Coverage for North America

We partner with a wide range of contractors and construction managers to develop client-focused solutions. Our underwriters, risk engineering and claims professionals have extensive construction knowledge and experience to understand your specific business risks. We offer automobile liability, general liability and workers’ compensation coverage to the construction industry, including Practice, Wrap-Ups and Project Business.

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Our Admitted Coverage Includes:

  • Auto Liability
  • General Liability
  • Workers’ Compensation (WC)
  • Guaranteed Cost, Deductible/SIR and Retros, Captives
  • CCIPs, OCIPs, RCCIPs & Maintenance Wraps


Risk Engineering: Our risk engineers identify the root causes of construction safety, defect and management issues. We offer a variety of services to reduce or eliminate your risk:

  • Web-based tools and training
  • Driver and fleet programs
  • Safety compliance training
  • Construction best practices
  • Contract and management oversight and training

Claims Service: Our claim model combines skilled oversight and audit capabilities. Innovative loss cost management services and flexible pricing methods help contractors effectively manage the cost of loss to protect profitability.

Individualized service: Whether it’s underwriting, risk engineering or claims, we work as one team to provide our clients with exceptional, individualized service.

Client Profiles

  • Trade Contractors
  • Construction Managers
  • Industrial Contractors
  • Heavy Civil
  • General Contractors

Product Availability

We pair detailed knowledge of local regulations with expert insight into global solutions. Our Errors & Omissions for Accountants spans across a network of 24 countries.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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