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Primary Casualty For Construction Companies

AXA XL Insurance offers automobile liability, general liability and workers’ compensation coverage to the construction industry, including CCIP insurance, OCIP insurance and more.

Product details


  • Auto liability: up to USD 2 million
  • General liability: up to USD 2 million / 4 million
  • Workers’ compensation: Statutory Coverages
  • Guaranteed Cost, Deductible/ SIR and Retros, Captives
  • CCIPs, OCIPs, Rolling CIP & Maintenance CIP


  • Auto liability
  • General liability
  • Workers’ compensation
  • Guaranteed cost, Deductible/ SIR and Retros, Captives
  • CCIPs, OCIPs, Rolling CIP & Maintenance CIP

Client Profiles

  • Trade contractors
  • Heavy Civil
  • Construction managers
  • General contractors
  • Current AXA clients

We underwrite each builder’s risk insurance account individually. Our goal is to provide a workable solution. Have an opportunity? Tell us about it. We’ll respond promptly.

Benefits & Services

Risk Engineering

Our risk engineers identify the root causes of construction safety, defect and management issues. We offer a variety of services to reduce or eliminate your risk:

  • Web-based tools and training
  • Driver and fleet programs
  • Safety compliance training
  • Construction best practices
  • Contract and management oversight and training

Claims Service

Our claim model combines skilled oversight and audit capabilities. Innovative loss cost management services and flexible pricing methods help contractors effectively manage the cost of loss to protect profitability.

Our risk engineering and claims professionals have extensive construction and builder’s risk insurance knowledge and experience. And our team provides all of our customers with individualized service. We have two main goals: to work with you to prevent losses and to resolve any claims as quickly and cost-effectively as possible.

Information & Research

Minimum Premium

  • Loss sensitive: USD 350,000
  • Large guaranteed cost: USD 650,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.