AXA XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set
  2. for analytics to make the site more relevant and easy to use

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.

Builder's Risk Insurance

AXA XL Insurance offers builder’s risk insurance coverage to national and multinational companies for public and private infrastructure projects.

Product details


Up to USD 100 million on a maximum foreseeable loss basis


  • Property in the course of construction, including hot testing and delay in completion
  • Project-specific or master builder’s risk insurance policy
  • Principals and contractors
  • Special package policies for construction/erection phases, which can include the first 12 months operational risk or a six-year construction term

Client Profiles

Our target clients are ENR 400 contractors who need builder’s risk insurance for larger, more complex projects.

Contractors All Risks

  • Buildings
  • Highway construction
  • Water treatment plants
  • Bridges
  • Airports
  • Transit systems

Erection All Risks

  • Power Plants
  • Refineries
  • Petrochemical plants
  • Steel plants
  • Process industries
  • Cogeneration facilities

Typical Information Required

  • Policy terms/coverages
  • Project description
  • Coverage limits needed
  • Project time schedules
  • Site/engineering plans
  • Project value breakdown
  • Additional information as needed

Information & Research

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

Contact Us

If you need to speak to one of our product experts

Download Related Forms or Brochure