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Facing into risk for a future to be imagined


Innovation has always kept the world moving forward, but it also comes with risk. In a world that is as complex and unpredictable as it is exciting, AXA XL is facing into risk.

As a leading global insurer, we constantly push the boundaries to protect your business and power your innovations.

Financial Strength
Financial Strength
Access our recent financial results and learn how we continue to demonstrate financial strength to support your business.
Future Risks Report front cover
AXA Future Risk Report
A global overview of the future risks perceived by a panel representing both the general public and industry experts. Over the years, this report has come to be a reference for all our stakeholders and has demonstrated our commitment to enabling them to anticipate, prevent, and reduce risks.
A headshot of Lucy Pilko
AI in Focus
Lucy Pilko, AXA XL Americas CEO, shares her insights on how AI is changing the game across various industries, transforming how businesses operate, make decisions, and create value.

Meet the Team

A headshot of Matt O'Malley
Matt O'Malley
Chief Client & Distribution Officer, Americas

Learn more about our insurance coverages

We’re driven to help businesses adapt and thrive amidst change. We leverage insights that provide clarity about your risks, at any moment in time – not just when we’re talking renewal. To learn more, access our Insurance Solutions Risk Appetite Guide.

Customer Stories

“I would say AXA XL demonstrates strong financial stability and service capabilities while investing time to understand us, which are key criteria for us.”
Risk Manager

Customer Stories

“They take time to understand our business and needs and generally responsive to those. They do what we need everywhere we need it and do a good job of putting a team behind it. The client executive and underwriters that we have are very good and transparent.”
Risk Manager

Customer Stories

“AXA XL is much better than their peers on each of our carrier choice criteria: global scale, flexibility on how we structure programs, strong technical expertise and ability to execute all types of administrative actions.”
Risk Manager

Customer Stories

“AXA XL stands for partnership and continuity, always willing to be a partner and to provide solutions to ensure business continuity.”
Risk Manager

Customer Stories

“Their bench is deep, with lots of talented people, that are not just smart, but people you can enjoy spending time with and for some, even call them friends.”
Risk Manager

Customer Stories

“AXA XL stands for integrity, financial strength, care about customer, value personal relationship and long-term strategic partner.”
Risk Manager

Customer Stories

“AXA XL Claims professionals are always prompt in their responses and understanding in how a large company manages their claims. Can’t say enough about how AXA XL helps me to be informed and prepared when discussing insurance matters with my company C-suite.”
Risk Manager

Customer Stories

“14 years and several hundred transactions, you never expect it to happen to you. I was extremely stressed at the situation, but from the first call to AXA XL claims, which was like calling in the Cavalry, to my interaction with the attorney assigned to my case through completion, my experience was as positive and as pleasant as it could possibly be in these circumstances. I’m thankful that AXA XL was there for the rescue. Thank you! ”
Insured

Protecting your business: Property Insurance

No two businesses are the same and no two property risks are the same. We partner with clients through a team-based account management approach. Our focus is on understanding each client’s unique needs and offer worldwide capacity for a variety of exposures, experienced underwriting, dedicated risk consulting services, and responsive claims handling.

Award-winning Captive Solutions

Our award-winning Captive team delivers a broad range of tailored solutions for captive owners including international P&C programs, parametric covers and employee benefits.

Enabling your multinational business to grow further

Wherever you are in the world, our experts are ready to understand your insurance needs and create multinational solutions that work for you.

Our Claims Team: Here for you, 365/24/7

When you buy an insurance policy, you're buying a promise. Our promise is to deliver an exceptional claims experience. Learn more.

Need to make a claim? Click here

Read the latest thought leadership

Secondary perils are reshaping commercial property insurance

Secondary Perils are reshaping commercial property insurance


In the world of commercial property insurance, what once was considered minor, secondary perils, has now become a major industry focus. Once manageable through traditional methods, events like hailstorms, wildfires, and flash floods are escalating in frequency and severity, driving new challenges in risk assessment and coverage...

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A Quick Take: The Construction Insurance Market, 2025-2026

A Quick Take: The Construction Insurance Market 2025-2026


To understand more about how the construction insurance market is supporting contractors and their continued challenges, there’s no better team to speak with than AXA XL’s Americas Construction leaders. Read what Jon Tellekamp's team has to say...

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Image of Noel Richardson with world map

Future risks and how to manage them: a CRO’s view


As the world continues to experience a state of polycrisis, in which risks are increasingly interconnected, the role of the risk manager is evolving. We sat down with Noel Richardson who shared his views...

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In the US, the AXA XL insurance companies are: AXA XL Insurance Company Americas, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, insurance coverages are underwritten by XL Specialty Insurance Company - Canadian Branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

TALK WITH US

You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please contact AXA.

The controller of your personal data is the AXA XL company you wish to contact with your request. The privacy policy applicable to this company can be found at: https://axaxl.com/privacy-notice

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