Reinsurance
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Environmental Liability Risk Consulting

Environmental damage can have dramatic consequences for your business, not just financially, but also – and often more significantly – for your company's reputation. At a global level, authorities and businesses alike are ever more sensitive to ecological issues. And the laws and regulations concerning environmental liability have become more stringent, as has enforcement.

We help businesses from almost every sector identify and understand environmental risks, and to implement cost-effective measures to minimize these risks.

How Can We Help

We conduct risk surveys to assess environmental liability exposure. They focus on:

  • environmental sensitivity of the site
  • environmental impacts under normal / abnormal operation taking into account prevention and protection measures in place
  • consequences of a major environmental loss and recommendations to mitigate the risk
  • residual risk if recommendations are implemented


Our environmental risk report includes mapping (potential pollution vectors for each location) and an action plan with recommendations. Our web-based self-assessment tool lets you extend this analysis to a larger set of non-surveyed locations.

Annual stewardship meeting and benchmarking

  • Synthetic analysis of environmental risk, indicating the most sensitive sites
  • Summary of recommendations, including the estimate of the maximum possible environmental loss
  • List of investments deemed necessary for risks mitigation, ranked by priority

Your Benefits

You get a quantified view of your company’s insurable environmental exposures. We also support your risk management team by developing a dedicated action plan based on the potential issues at each of your locations.



Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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