Product Family

Energy Liability Insurance

We protect upstream and downstream businesses against liability for damage to third parties caused by a wide range of activities – from seismic surveys, drilling and construction to power generation, electricity transmission, oil pipeline transportation and refining.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Benefits and Services

  • Recognized market leaders for energy insurance
  • Flexible underwriting
  • In-house engineering and risk management services
  • Market leading claims service
  • Global footprint


Our coverages are tailored to the variety of risks energy companies face at all phases of the process, from exploration through to production. We offer protection for onshore and offshore energy risks, either separately or as a combined offering on a:

  • Primary or excess basis
  • Claims-made or occurrence basis

Client Profiles

  • In the upstream sector, our clients conduct seismic surveys to find resources, drill oil and gas wells and construct production infrastructure.
  • In the midstream sector, our clients own or operate oil and gas pipelines and/or storage facilities, as well as transmission and distribution infrastructure.
  • In the downstream sector, our clients own or operate power plants, energy utilities, refineries and petrochemical plants.
  • Our clients also include contractors working in any/all of these sectors including those engaged in dismantling and removing property that has reached the end of its useful life.
  • Our clients range from sole traders operating from a single site to leading national/multinational companies operating worldwide.

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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