Product Family

Construction Insurance – CAR / EAR Engineering

For global annual programs and complex projects

During the construction and erection phases, AXA XL provides customized insurance solutions for risks ranging from transport, cyber and terrorism, all the way to operational risks. In addition to comprehensive project insurance, we also offer all of the standard engineering insurance products.

And after building work is completed, we support our clients with a broad range of technical insurance products that renew annually.


Standardized products for the construction and erection phase:

  • Contractors' and Erection All Risks (CAR/EAR)
  • Third Party Liability for onsite activities (TPL)
  • Advance Loss of Profits / Delay in Start-up in conjunction with works (ALoP/DSU)
  • Construction site insurance
  • Turnover-based contracts for global customers with construction/assembly risks
  • International solutions for individual risks and global programs

Coverage for technical risks after completion of construction projects:

  • Machinery breakdown insurance (MB)
  • Civil Engineering Completed Risks (CECR)
  • Contractors’ plant and machinery (CPM)/machinery accidental damage insurance
  • Electronic equipment insurance (EEI)
  • Cold-storage insurance
  • Building stock insurance


  • Comprehensive solution-oriented coverage concepts: From breaking ground to laying the foundations to the opening day
  • Substantial capacities on a maximum foreseeable loss (MFL) basis
  • Deep expertise in many sectors thanks to experienced underwriters
  • World leader in developing project-specific solutions for multinational organizations, including risk engineering, global programs, fronting and captives

Client Profiles

Our broad and diverse client base ranges from automotive, air and space travel, to food, retail, energy, chemicals and pharmaceuticals, as well as infrastructure, transport and real estate.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Product Sheets

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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