Product Family

Commercial Property Insurance

For midsize UK companies

AXA XL underwriters have the market knowledge and technical expertise to develop bespoke insurance solutions to meet clients’ individual needs.

This Commercial Combined coverage is for small to medium sized UK companies with a products liability focus.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Our coverage offering includes worldwide coverage and jurisdiction for UK policyholders and no efficacy exclusion. Business can be written on either a primary, full value or excess of loss basis.

Bespoke coverage can include

  • Joint insured
  • Vendors extensions
  • Hold harmless agreements
  • Oil and gas conditions

Benefits and Services

  • Award winning claims service
  • We issue quotes on an exclusive basis: one quote, one broker
  • Bespoke policy solutions
  • Flexible underwriting approach

Client Profiles

UK domiciled manufacturing and engineering businesses with a Products Liability focus (including up to 100% US exports)

  • Research and development
  • Retail
  • Administration
  • Light commercial industries
  • Life science companies
  • Aviation
  • Automotive
  • Marine
  • Medical device (including fully invasive)
  • Pharmaceutical
  • Chemical production (site and production exposures)
  • Transportation products (aviation, safety-critical automotive, rail and marine)
  • Structural or integrity exposures (e.g. adhesives, cements and construction materials)
  • Oil and gas industries
  • Military-use products

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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