AXA XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set
  2. for analytics to make the site more relevant and easy to use

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.

Contractors All Risks (CAR) and Erection All Risks (EAR) Insurance

Energy, Property & Construction
AXA XL Insurance offers coverage to national and multinational companies for public and
private infrastructure projects. We focus on providing protection to support project finance solutions.

Product details


  • Up to USD 100 million on a maximum foreseeable loss basis
  • Additional capacity may be available



  • Delay in start-up
  • Third-party liability for onsite activities (except US, Canada, Australia and New Zealand)
  • Substantial global wind, flood and earthquake capacity
  • Turnover coverages available to certain clients with construction/erection exposures
  • Special package policies ranging from marine cargo to construction/erection phases, which can include the first 12 months operational risk

Client Profiles

  • Companies with sums insured starting at USD 100 million
  • Companies with sound risk management programs in place or being implemented

Typical Information Required

Policy terms/coverages required

  • Project description
  • Limits of coverage needed
  • Project time schedules
  • Site/engineering plans
  • Project value breakdown
  • Additional information as needed

Benefits & Services

  • Global network
  • Ability to issue locally admitted policies
  • Knowledge of local rules and regulations
  • Global claims network
  • Prompt and equitable claims handling
  • Effective solutions for the most complicated claim issues
  • Association/partnership with leading industry field experts
  • Ability to work with approved third-party claims adjusters
  • Risk control and loss prevention services

Attachment Point

Quota share and excess of loss

Minimum Premium

Per project
  • Co-insurance: USD 50,000
  • Lead: USD 100,000
  • USD 250,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

Contact Us

If you need to speak to one of our product experts

Download Related Forms or Brochure