Product Family

Title Insurance

Covering legal risks in real estate and energy projects, mergers & acquisitions, and mortgage finance.

Secure Legal Title, a market leader in Title Insurance, joined AXA XL in November 2019 to further strengthen AXA XL’s position in this specialized class of insurance.

  • Insurance: UK, Europe, Mexico, the Caribbean, Latin America, Australia
  • Reinsurance: United States, India, and globally on a facultative basis

Secure Legal Title

Read more about Secure Legal Title, a member of AXA Group



  • Title to property
  • Title to shares in M&A transactions
  • Fundamental warranties top-up in Warranty & Indemnity policies
  • Planning and permitting in real estate and energy projects

Benefits & Services

Real Estate: Legal risks in property sales, purchases and in mortgage finance, including: ownership and leasehold titles, defects and liens on the title, legal access to property planning, zoning and building permit issues. Cover may be available both for undisclosed risks and for risks identified in legal due diligence. Title Insurance is particularly relevant for new real estate developments.

Shares: Share title risks in Merger & Acquisition transactions, including: ownership defects and liens on the shares, authority and capacity of the seller.

Energy and Infrastructure Projects: Cover for building and operating permit risks to secure the interests of equity investors and lenders.

Warranty & Indemnity: Cover for fundamental warranties in M&A transactions and top-up in Warranty & Indemnity policies.

AXA XL Combined Title and W&I Policy: Working together, our global Title and M&A teams provide cover for representations and warranties in sale and purchase agreements, including full enterprise value cover for fundamental warranties and in some cases for disclosed risks.

Mortgage Portfolios: Cover for title risks in the underlying properties and for the registration and priority of the mortgages in the portfolio.

Client Profiles

  • Institutional Investors – Commercial Projects
    • Real estate equity investors and developers
    • Private equity funds
    • Energy and infrastructure investors and developers
    • Property end-users (logistics, hospitality, retail companies)
  • Law Firms (as advisors to our Clients)
  • Specialized Programs, including for residential and resort developments, inheritance risk and other bespoke cover.
    • Mortgage lenders, including banks and debt funds
    • Securitization of mortgage portfolios, including NPL portfolios
    • Real estate portfolios

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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