Product Family

Protect and Assist - Accident & Business Travel Insurance

With rising security threats and emerging risks, it’s getting harder for businesses to meet their duty of care to their employees – especially when they’re travelling overseas.

AXA XL Insurance’s Protect and Assist is a comprehensive solution that will help your clients meet these challenges.

It combines tailored personal accident and business travel insurance with a wide range of support and response services designed to reduce and prevent risks before people travel, provide assistance and support to people where and when they need it and also provide insurance cover when things go wrong.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Client Profiles

  • Multinational corporations
  • Small, medium, and large employers
  • Financial institutions


We’ll protect your client’s people when things go wrong, at home or abroad, with our personal accident and travel insurance. Our flexible coverage is tailored to the individual client needs and can include:

  • Death, permanent or temporary disablement tailored to business needs.
  • Cover for all employees, with no pre-existing conditions exclusion.
  • Cover for all trades, occupations or activities.
  • All countries included, even those in disturbed areas (except where restricted by law)
  • Evacuation cover following any cause, including terrorism and natural disaster.
  • No excess – unless specifically agreed with clients.
  • Bespoke claims handling and quick claims settlements - small baggage and money losses usually settled within 24 hours.

Compliant global programmes tailored to suit business needs.

Benefits and Services

Our expert advisors and services help clients identify and reduce the risk their employees face before travelling, with a wide range of services from pre-travel assessments and advice as well as help if an incident does occur.
The Protect & Assist app enables clients to access information to prepare for a journey, get urgent assistance in case of a medical or security incident and notify us of a claim.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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