Product Family


Our North America Programs team combines decades of industry experience (in a variety of program structures and classes of business) with the financial strength of a global insurance leader.


  • A broad appetite for most standard and specialty lines of business (with the exception of Workers Comp)
  • InsureTech
  • Unique distribution opportunities

Benefits & Services

  • A commitment to building long-term partnerships with Program Administrators.
  • A broad appetite for most classes of business (with the exception Long Haul Trucking, Towing and Livery).
  • A dedicated Program management team with decades of technical underwriting experience.
  • In addition to underwriting, available experts across the value chain, with experience in: Actuarial, modeling, predictive analytics, aggregation management, marketing, distribution, cross selling, product design, auditing, reinsurance, claims management, policy administration, filings, compliance, finance and accounting, and loss control.
  • National presence, global expertise.
  • Admitted and non-admitted offerings.
  • Differentiated product offerings including experience with Risk Purchasing Groups, syndicated programs, agency captives, segmentation strategies, and predictive models.
  • A culture of transparent agreement on roles and responsibilities, and deal structures.
  • An available rate, quote and issue system (when needed).

Minimum program premium: In excess of $7.5 million at maturity

Client Profiles

  • Strong underwriting principles with sustained profitability throughout the underwriting cycle
  • Geographic Focus (US & Canada): Considering national, regional, state or provincial programs

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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