Product Family

Professional & Contractor's Pollution Liability - North America

For the construction and environmental services industries

The liabilities associated with professional and environmental exposures can devastate a business. These claims are costly and time-consuming. They can range from business interruption and property damage to bodily injury, cleanup expenses and errors and omissions. We help contractors and environmental service firms effectively manage diverse environmental/pollution risks and protect their businesses with creative and tailored solutions.


Professional (claims-made):

  • Professional Liability
  • Rectification
  • Protective loss

Pollution Legal Liability (claims-made or occurrence):

  • Job site
  • Transportation
  • Emergency remediation
  • Pollution protective
  • Non-owned disposal site
  • Your location

Supplemental Coverages:

  • Disaster response
  • Green building materials
  • Protective loss/pollution protective loss bankruptcy litigation expenses
  • Subpoena and litigation expenses
  • Disciplinary proceedings expenses
  • ADA and FHA expenses
  • Building Information Modeling (BIM)
  • Renewal certificates

Client Profiles

  • General contractors
  • Construction managers
  • Specialty trade contractors
  • Environmental contractors
  • Environmental consultants
  • Environmental testing laboratories

Benefits & Services

  • 30+ years in the specialized environmental insurance market
  • Integrated and experienced underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years insurance experience Specialized in-house risk consultants offering a broad range of services to minimize losses and protect your profitability
  • Expert claims handling with cost effective solutions for litigation and mediation issues, minimizing overall financial risk associated with an incident
  • Emergency response services are available 24/7 through OnCall
  • Global solutions for multinational accounts

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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