Product Family

Motor Truck Cargo Insurance

Inland Marine

AXA XL covers the legal liability of a carrier for damage to property of others, which has been accepted for transportation, while in their care, custody or control.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Benefits and Services

  • Integrated underwriting, risk consulting and claims handling
  • Professionals with an average of 15+ years of marine insurance experience
  • Specialized risk control consulting and claims handling


We provide 23 additional coverages for the following (flexible sublimits apply in most instances):

  • Contract penalty
  • Employee tools and work clothing
  • Expediting expense
  • Extra expense
  • Fire protection systems
  • Freight charges
  • Loss-adjustment expenses
  • Property that supports your business, including accounts receivable; equipment used to service covered property; computer equipment, media and data, including while on-board and off-board a vehicle; valuable papers and records; tenants, improvements and betterments; office furniture and supplies; moving equipment, including barrels, binders, burlap, cartons, chains, covers, dollies, forklifts, hand trucks, lift trucks, pads, pallets, reusable packing containers, skids, and tarpaulins; expendable supplies that support covered property; other business personal property; and other scheduled property
  • Public emergency service charges
  • Right and duty to defend
  • Reimbursement for returning stolen property
  • Shippers control of damaged goods
  • Unintentional errors and omissions
  • Virus, harmful or similar instructions

We offer 22 optional endorsements, which include:

  • Contingent coverage for freight forwarders and brokers
  • Destination market value
  • Employee theft
  • Single deductible across multiple coverage forms
  • Cargo rust or corrosion protection
  • Temperature control system breakdown coverage

Client Profiles

Medium and large trucking fleets

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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