Product Family

Delegated Authorities

AXA XL are a recognised lead market for delegated authority business offering access to our wide product suite, backed by the financial strength of AXA Group that clients can count on.

Depending on where you are in the world you may call these ‘Third Party Delegated Authorities’, a coverholder arrangement, a facility, a specialist managing general agent / underwriter (MGA or MGU) or a program.

We offer an experienced team of underwriting, claims and governance experts to work in partnership with you to help grow your business.

With our broad product range we can work with you to blend innovative solutions that will enable you to stand out from the competition. This is a key element of our payer to partner message and part of the AXA XL difference.


Our coverage varies by line of business but we aim to provide comprehensive solutions tailored to specific trades and sectors. Using the capabilities of the wider AXA group we look to differentiate our coverages with a complementary range of additional services that create value.

Typical Information Required

Information to assess a delegated authority does vary but will include:

  • Comprehensive business plan
  • Background and experience of key individuals
  • Market analysis & opportunity
  • Product description
  • Premium & loss projections
  • Limits and commission requested
  • Historical statistics
  • Production source

Benefits & Services

Key differentiators

  • Broad product offering
  • Proven track record for delivering partnerships that grow with your businesses
  • Designated underwriter and claims contacts
  • Bespoke wordings
  • Technical and Actuarial support with wording and product developments
  • Access to a range of additional internal and external specialists to help you stand out

All of our products are backed by the financial strength of AXA Group that clients can count on.

Client Profiles

What we look for in our Coverholders

  • Niche specialism either by trade or geography
  • Distinctive unique selling point
  • Access to different Distribution channels
  • Complementary offering to our existing business and partnerships

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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