Product Family

Contractor's Pollution Legal Liability Insurance (CPL)

For the construction industry and environmental service providers

AXA XL offers pollution legal liability insurance coverage to contractors of all sizes, from small building trades firms to large corporate clients. We provide more than just jobsite coverage, giving contractors comprehensive protection for their pollution exposures.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Liability due to pollution conditions that arise from operations performed by or on behalf of the insured. Available on an occurrence or claims-made basis.

  • Jobsite: liability for losses due to a pollution condition resulting from covered contracting services at a job site including environmental liability directive cover for Europe
  • Emergency remediation expenses: allows insured to incur reasonable emergency remediation expenses needed to address a pollution condition at a jobsite for a limited period before notifying us
  • Named insured location: losses resulting from a sudden and accidental pollution condition which is on, at, under or migrating from the insured’s owned location
  • Transportation: losses resulting from a pollution condition discovered (or resulting in a claim) during transportation
  • Non-owned disposal sites (NOD): liability for losses due to a pollution condition at a NOD, arising from waste that was generated at a jobsite or originated from a named insured location


  • 30+ years in the specialized environmental insurance market
  • Integrated and experienced underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years insurance experience
  • Specialized in-house risk consultants offering a broad range of services to minimize losses and protect your profitability
  • Expert claims handling with cost effective solutions for litigation and mediation issues, minimizing overall financial risk associated with an incident
  • Emergency response services
  • Global solutions for multinational accounts

Client Profiles


  • General contractors
  • Construction managers
  • Specialty trade contractors

Environmental Services

  • Environmental consultants
  • Contractors
  • Laboratories

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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