Contractor's Equipment Insurance

Inland Marine

AXA XL offers Contractor’s Equipment coverage for a wide variety of operations that own equipment used in construction and related industries.

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Coverage

We provide 33 additional coverages for the following (flexible sublimits apply in most instances):

Accounts Receivable
Borrowed, Leased or Rented Equipment from Others
Continuing Lease or Rental Charges
Contract Penalty
Debris Removal
Deductible Waiver
Drones
Employee’s Tools and Work Clothing
Expediting Expense
Expendable Supplies
Extra Expense
Fire Department Service Charge
Fire Protection Systems
Improvements, Betterments, Attachments & Upgrades
Loaned, Leased, or Rented Equipment to Others
Loss Adjustment Expenses
Necessary Repairs
Newly Acquired Covered Property
Pollutant Cleanup and Removal
Preservation of Property
Property While Underwater
Property While Waterborne
Reimbursement for Returning Stolen Property
Rental Expense
Replacement Keys and Locks
Reward Coverage
Rigger’s Legal Liability
Transporting Property of Others
Unintentional Errors and Omissions
Unscheduled Tools and Equipment
Virus, Harmful Code, or Similar Instruction
Void Service Contract of Warranty
Voluntary Parting

We offer optional endorsements, which include:

Equipment rental and sales
Inflation protection
Equipment breakdown
Business income and extra expense

Benefits and Services

Integrated underwriting, risk consulting and claims handling
Professionals with an average of 15+ years of marine insurance experience
Specialized risk control consulting and claims handling

Client Profiles

General Contractors
Specialty Trade Contractors such as painting, electrical, carpentry, plumbing, heating, air-conditioning, roofing, paving and excavation
Marine Contractors
Municipalities, manufacturers, warehouseman, truck terminals and airports

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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Contractor's Equipment Insurance