Product Family

Contractor's Equipment Insurance

Inland Marine

AXA XL offers Contractor’s Equipment coverage for a wide variety of operations that own equipment used in construction and related industries.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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Benefits and Services

  • Integrated underwriting, risk consulting and claims handling
  • Professionals with an average of 15+ years of marine insurance experience
  • Specialized risk control consulting and claims handling


We provide 33 additional coverages for the following (flexible sublimits apply in most instances):

  • Accounts Receivable
  • Borrowed, Leased or Rented Equipment from Others
  • Continuing Lease or Rental Charges
  • Contract Penalty
  • Debris Removal
  • Deductible Waiver
  • Drones
  • Employee’s Tools and Work Clothing
  • Expediting Expense
  • Expendable Supplies
  • Extra Expense
  • Fire Department Service Charge
  • Fire Protection Systems
  • Improvements, Betterments, Attachments & Upgrades
  • Loaned, Leased, or Rented Equipment to Others
  • Loss Adjustment Expenses
  • Necessary Repairs
  • Newly Acquired Covered Property
  • Pollutant Cleanup and Removal
  • Preservation of Property
  • Property While Underwater
  • Property While Waterborne
  • Reimbursement for Returning Stolen Property
  • Rental Expense
  • Replacement Keys and Locks
  • Reward Coverage
  • Rigger’s Legal Liability
  • Transporting Property of Others
  • Unintentional Errors and Omissions
  • Unscheduled Tools and Equipment
  • Virus, Harmful Code, or Similar Instruction
  • Void Service Contract of Warranty
  • Voluntary Parting


We offer optional endorsements, which include:

  • Equipment rental and sales
  • Inflation protection
  • Equipment breakdown
  • Business income and extra expense


Client Profiles

  • General Contractors
  • Specialty Trade Contractors such as painting, electrical, carpentry, plumbing, heating, air-conditioning, roofing, paving and excavation
  • Marine Contractors
  • Municipalities, manufacturers, warehouseman, truck terminals and airports

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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