Product Family

Builders Risk and Installation Insurance

Inland Marine

AXA XL offers coverage for a single project or a reporting policy for multiple jobs, insuring a wide variety of occupancies under construction, including commercial, industrial, residential, and agricultural buildings and structures; infrastructure; and subcontracted work.

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Client Profiles

A broad range of companies involved in construction, including general contractors, owners, developers, and specialty trade contractors.


We insure many exposures, including new construction, renovation, rehabilitation, alterations or additions; installation, repairs, improvements, erection, rigging or millright; labor costs, delivery charges, change orders, and reasonable overhead and profit; and fabrication and assembly.
We provide 23 additional coverages for the following (flexible sublimits apply in most instances):

  • Contract Penalty
  • Debris Removal
  • Extra and Expediting Expense
  • Fire Department Service Charge
  • Fire Protection Systems
  • Increase in Construction Costs
  • Landscaping and Signs
  • Limited Coverage
  • Loss Adjustment Expenses
  • Ordinance or Law
  • Pollutant Cleanup and Removal
  • Preservation of Property
  • Property in the Open
  • Property That Supports Your Business
  • Reimbursement for Returning Stolen Property
  • Reward Coverage
  • Sewer and Drain Backup
  • Site Preparation
  • Sinkhole Collapse
  • Temporary Premises
  • Transit
  • Temporary Structures
  • Testing
  • Unintentional Errors and Omissions
  • Virus, Harmful Code or Similar Instruction
  • Voluntary Parting

We offer optional endorsements, which include:

  • Green Coverage
  • Contingent and Difference in Conditions
  • Rigger’s Liability
  • Existing Buildings or Structures
  • Soft Costs, Business Income and Extra Expense
  • Permission to Occupy
  • Equipment Breakdown
  • Flood, Earthquake and Volcanic Eruption

Benefits and Services

  • Integrated underwriting, risk consulting and claims handling
  • Professionals with an average of 15+ years of marine insurance experience
  • Specialized risk control consulting and claims handling

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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