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Motor Truck Cargo Insurance

AXA XL Insurance covers trucker/carrier legal liability for damage to the property of others in their possession for transport.

Product details


We offer 23 additional coverages, which include

  • Contract penalty
  • Employee tools and work clothing
  • Expediting expense
  • Extra expense
  • Fire protection systems
  • Freight charges
  • Loss-adjustment expenses
  • Property that supports your business, including accounts receivable; equipment used to service covered property; computer equipment, media and data, including while on-board and off-board a vehicle; valuable papers and records; tenants, improvements and betterments; office furniture and supplies; moving equipment, including barrels, binders, burlap, cartons, chains, covers, dollies, forklifts, hand trucks, lift trucks, pads, pallets, reusable packing containers, skids, and tarpaulins; expendable supplies that support covered property; other business personal property; and other scheduled property
  • Public emergency service charges
  • Right and duty to defend
  • Reimbursement for returning stolen property
  • Shippers control of damaged goods
  • Unintentional errors and omissions
  • Virus, harmful or similar instructions

The 22 optional endorsements include

  • Contingent coverage for freight forwarders and brokers
  • Destination market value
  • Employee theft
  • Single deductible across multiple coverage forms
  • Cargo rust or corrosion protection
  • Temperature control system breakdown coverage

Client Profiles

Medium and large fleets

Typical Information Required

  • Five-year loss history
  • Driver list
  • Terminal locations
  • Policy terms/coverages required
  • Fleet size
  • Description of operations
  • Completed application
  • Financial information

Minimum Deductible

USD 2,500

Minimum Premium

USD 10,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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