AXA XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set
  2. for analytics to make the site more relevant and easy to use

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.

Builder's Risk & Inland Marine Insurance

AXA XL Insurance offers builders risk and installation insurance. Coverage extends to buildings and other property during erection and installation.

Product details


Up to USD 100 million


AXA protects owners, developers and contractors across North America against risks to their buildings, property and equipment during installation or erection.

Our appetite:

  • All risks associated with erection or installation of property or equipment
  • Commercial and residential new construction
  • Renovation, alteration or addition to existing buildings
    • Installation, repairs, improvements, erection, millright or rigging
    • Coverage tailored through a wide variety of endorsements
  • Flood, earthquake and volcanic eruption cover available
  • Soft costs and equipment breakdown cover available
    • Single Project or Reporting Policy for multiple jobs

Client Profiles

  • Large or small
  • Public or private
  • Contractors and developers, specializing in commercial and residential new construction and renovations of existing buildings
  • Specialty Trade contractors, such as Street and road, HVAC and Plumbing

Typical Information Required

  • Project location
  • Construction type / property being installed/erected
  • Public and private protection
  • Term/duration of project
  • Contract/amount of project
  • Who will be performing the work
  • Previous loss information and experience
  • Completed application, including all supplemental questionnaires
  • Comprehensive loss information
  • Financial information

Benefits & Services

Loss control and engineering inspections

Attachment Point


Minimum Deductible

USD 1,000

Minimum Premium

USD 10,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

Contact Us

If you need to speak to one of our product experts

Download Related Forms or Brochure