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Property Excess & Surplus Lines Insurance

Energy, Property & Construction
AXA XL Insurance Insurance segment offers primary and excess coverage for a variety of commercial property assets.

Product details


  • USD 25 million
  • High catastrophe areas: USD 5 million


  • Primary
  • Excess of Loss Basis
  • Quota Share

Client Profiles

  • Headquartered in the US with minimal to no international exposures
  • Upper middle market companies
  • Public and private companies

Typical Information Required

  • Full underwriting specifications with limits, sub-limits and deductibles
  • Five years loss runs
  • Statement of values in detailing full COPE information

Benefits & Services

  • Dedicated claims staff
  • Top industry underwriting talent
  • Flexibility of the excess and surplus platform

Attachment Point


Limits On Product

Up to USD 25 million

Minimum Deductible


Minimum Premium

USD 100,000
* except frame habitational USD 250,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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