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Professional & Contractor's Pollution Liability Insurance - North America

AXA XL Insurance offers professional and pollution legal liability insurance to contractors and environmental contractors and consultants. AXA’s Professional and Pollution Liability team provide creative and innovative solutions to our clients and their exposures. Coverage extends beyond traditional jobsite exposures and can be tailored to individual risks.

Product details



  • Third Party Professional Liability
  • Excess Indemnity/Protective Coverage


  • Job Site
  • Emergency Remediation Expense
  • Named Insured Location
  • Transportation
  • Non-Owned Disposal Sites
  • Excess Indemnity/Protective Cover
  • Litigation and Subpoena Expense Cover
  • Green Building Materials for Restoration


  • Mitigation Coverage
  • Disaster Response Expense

Client Profiles

  • General contractors
  • Construction managers
  • Specialty trade contractors
  • Environmental contractors
  • Environmental consultants
  • Environmental laboratories
  • Brownfield redevelopment firms
  • Companies undertaking remediation projects
  • Construction projects with greater than 5 percent remediation

Typical Information Required


  • Three years currently valued loss runs for lines of coverage requested; if no prior coverage, three years currently valued general liability loss runs

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years environmental/insurance experience 
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7
  • 25+ years in specialized environmental insurance market

Limits On Product


  • Claims-made: USD 50 million
  • Occurrence: USD 25 million


  • Claims-made: USD 25 million

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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