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General Product Liability Insurance - International

AXA XL Insurance offers general and product liability insurance to highly risk-managed companies that proactively oversee the health and safety of their premises, operations and products. Our product offerings include conventional, non-conventional and customized coverage for large national non-US/Canadian companies.

Coverage available also includes:
  • Combined GL/AL Liability
  • Public Entity Liability

Product details


Primary and excess combined capability up to EUR/USD 100 million


Common extensions include excess auto liability, excess employers liability, pure financial loss, product recall, and dismantling and reinstalling costs

Client Profiles

Large national companies with risk management orientation, including Consumer Goods & Services, Industrial Goods & Services, Professional Services, Education and Public Sector

Typical Information Required

  • Minimum five-year loss history (confirmed claims experience from incumbent insurer)
  • Summaries of claims outstanding exceeding EUR/USD 50,000
  • Detailed historical loss information for losses exceeding EUR/USD 250,000
  • Detailed current and historical company information, including broad product areas
  • Coverage specifications
  • Policy structure, including coverage specifications, limits, deductibles or self-insured retentions, and servicing requirements
  • Information on risk management and health and safety procedures

Benefits & Services

  • Dedicated claims professionals with in-depth claims handling expertise for general and products liability claims
  • Flexibility with third-party claims adjusters.
  • Experienced underwriters
  • AXA GlobalClaim available for real-time information
  • Long-term relationships and support as required for this long-tail class

Attachment Point

  • Excess only: EUR/USD 15 million
  • May consider lower attachment points for selected activities

Limits On Product

Annual or multi-year

Minimum Deductible


Minimum Premium


The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.