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Accidents happen.  Unfortunately, they are happening more often.   In fact, 2012 saw the first increase in motor vehicle related fatalities reported since 2005. Commercial vehicle accidents followed this trend with an increase of 3.7% in fatalities from 2011 to 2012, despite stricter regulations to control drivers' hours of service, the use of electronic hand-held devices, and other measures intended to make our highways safer.

In order to turn the tide, the Federal Motor Carrier Safety Administration, along with trade groups, research institutes, and many motor carriers themselves have been looking towards new technologies that will provide drivers with early warning and detection of road hazards before they lead to accidents. 

Imagine cars that talk to each other. The National Highway Traffic Safety Administration (NHTSA) in the US is doing more than imagining it.  The NHTSA is seeking to require new “vehicle-to-vehicle” technology in new cars. The new technology would have cars communicating with each other to alert the driver of potential crash situations.  Data from a recent US Transportation Department of about 3,000 vehicles showed that “vehicle-to-vehicle” technology could help avoid collisions in 70% to 80% of potential accident situations involving sober drivers. This technology uses short-distance radio networks, capable of sending signals up to 300 yards, to communicate a vehicle's position, speed and direction. Vehicles could be equipped with technology to track the position of other vehicles and sound an alert if a collision was imminent, even if the oncoming car wasn't visible to the driver.

While it will take some time before new car requirements come into effect and even more time for enough vehicles capable of talking to each other to make their way on highways, there are a lot of other accident avoidance options already available that are helping individual drivers as well as commercial fleets manage their risks on the road.  XL Group’s Risk Bulletin "Accident Avoidance Systems for Commercial Vehicles: Emerging Technologies"  provides an overview of some of the most promising of these accident avoidance systems currently on the market.


Global Asset Protection Services, LLC, and its affiliates (“AXA XL Risk Consulting”) provides risk assessment reports and other loss prevention services, as requested. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. AXA XL Risk. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any publication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, AXA XL Risk Consulting and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with this publication, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk.

US- and Canada-Issued Insurance Policies

In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA XL.
US domiciled insurance policies can be written by the following AXA XL surplus lines insurers: XL Catlin Insurance Company UK Limited, Syndicates managed by Catlin Underwriting Agencies Limited and Indian Harbor Insurance Company. Enquires from US residents should be directed to a local insurance agent or broker permitted to write business in the relevant state.