FOR AGENTS AND BROKERS ONLY
Facing into Risk
AXA XL Wholesale
Broad appetite.
Whether it’s a cutting-edge risk or a complex situation, our US wholesale lines have a broad appetite. If you have an opportunity that doesn’t seem to fit, talk with us. With our extensive experience underwriting complex risks, we look to find solutions that others can’t. Learn more about over 50 products.
In the US, we offer a wide range of E&S insurance products designed to meet your needs – Property, Casualty (Primary and Excess), Professional and more. Want to learn more about what we've done for various industries? View our Recent Wins.
Largest surplus line group (based on 2025 E&S GWP)
AXA XL’s core operating insurance and reinsurance companies have one or more of the following financial strength ratings: A.M. Best A+, S&P AA
99.7% of Americas claims handled locally by our dedicated claims team.
*Includes claims handled by third parties.
Whether you're an experienced professional or looking to take the next step in your career, E&S offers the opportunity to make an impact while continually expanding your expertise. Every day brings exposure to new industries, unique clients, and complex challenges, ensuring no two days are the same. As we continue to grow across the US, we're looking for collaborative problem-solvers who want to grow with us.
When you buy an insurance policy, you're buying a promise. Our promise is to deliver an exceptional claims experience. Learn more.
Wholesale Only Products
Dual Distribution Products
Casualty
Property
Professional
The information contained herein is intended for informational purposes only. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details.
AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA XL Insurance Company Americas, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, and AXA XL Excess & Surplus Lines Insurance Company. In Canada, insurance coverages are underwritten by XL Specialty Insurance Company - Canadian Branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. In Bermuda, the insurance company is XL Bermuda Ltd. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.
US domiciled insurance policies can be written by the following AXA XL surplus lines insurers: AXA XL Insurance Company UK Limited, Syndicates managed by AXA XL Underwriting Agencies Limited, AXA XL Excess & Surplus Lines Insurance Company and Indian Harbor Insurance Company. Surplus lines insurers do not generally participate in state guaranty funds and thus insureds are not protected by such funds. Enquires from US residents regarding surplus lines policies should be directed to a properly licensed surplus lines agent or broker permitted to write business in the relevant state.