Product Family

We’re your global partner in risk. We’re driven to help your business adapt and thrive amidst change. Rather than just paying covered claims when things go wrong. We go beyond protection, into prevention. We can help you harness new technologies and leverage insights that provide clarity about your risk, at any moment in time. Not just when we’re talking renewal.

We go beyond silos, into holistic insurance programmes. Able to serve so many parts of your business here in the UK and all around the world. We focus on making a real contribution to profitable growth. So your business can go beyond the unexpected.


It starts with a strong and efficient capital platform, data-driven insights, leading technology and a flexible approach. Driven by a culture of superior service, our talented and recognised teams are empowered to create relevant solutions across all our lines of business — Marine, Energy and Aerospace, London Wholesale, Specialty and Retail Property & Casualty.

Whatever path your business is on, we’ll be there, protecting what matters, wherever and whenever you need us.

A computer screen displaying graphs and charts for UK and Lloyds
Our platform
- Strong and efficient capital base
- Data-driven insights
- Leading technology
Two colleagues in conversation over a video call
Our people
- Talent and commitment
- A culture that is supportive, accommodating and inclusive
- Empowered to deliver top client service
Two construction engineers discussing work at a construction site for UK and Lloyds
Our approach
- Working together to help clients anticipate, prepare for and prevent losses
- Creating innovative industry-specific solutions for existing and emerging risks
- Delivering superior services whenever and wherever needed

Moving from payer to partner

From payer to partner, we have expertise in a spectrum of industries. We partner with brokers, clients and coverholders to find answers to their most complex risks. We offer creative ideas and enthusiastic support for the goals you're trying to achieve.

Take a look at our value proposition to find out more about ways we've helped.

Our risk appetite: how we can meet your needs

We’re driven to help businesses adapt and thrive amidst change. We leverage insights that provide clarity about your clients’ risks, at any moment in time – not just when we’re talking renewal. To learn more, access our UK & Lloyd’s market appetite guide.

Our drive for innovation

A changing climate needs new answers. At AXA XL we're here to find them. We can help you find innovative solutions to your risks — from the familiar to the complex.

We know commercial buildings are complex. They require constant maintenance and care to keep them in optimum condition and operating efficiently. Digital Risk Engineer, an Internet of Things (IoT) solution, enables clients to monitor the health of their building systems 24/7 from anywhere in the world.

Get back to business fast. Our Claims promise.

When you buy an insurance policy, you’re buying a promise. Our promise is to deliver an exceptional claims experience. With AXA XL’s global footprint, culture of service and unparalleled expertise, we’ll be there for you – wherever and whenever you need us.

AXA Future Risks Report

Over the last year and a half, the Covid-19 pandemic has dominated news headlines, policymakers’ attention and people’s daily lives. The many challenges the world has faced in responding to the pandemic are a stark illustration of the need to be more aware of other future risks, and better prepared to deal with them as they emerge.

In this video Sean McGovern, CEO, UK & Lloyd's market, discusses the key findings from the report, including climate change and cyber risk, how the industry has dealt with these risks and what AXA is doing to ensure ESG is included in company strategies.

Meet the team

A headshot of Elie Hanna in 350*155 px
Elie Hanna
Chief Distribution Officer
A headshot of Timothy Smith
Tim Smith
Head of Client Management
A headshot of Allan Murley
Allan Murley
Head of Broker Management
A headshot of Paul Howard
Paul Howard
Head of Coverholder Development

P&C Commercial Lines Platform*
* Based on revenues for AXA XL and AXA GI commercial business combined


colleagues empowered and committed to serving our clients and brokers


of FTSE 100 companies work with us

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This summary does not constitute an offer, solicitation or advertisement in any jurisdiction, nor is it intended as a description of any products or services of AXA XL. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting.
AXA, the AXA and XL logos are trademarks of AXA SA or its affiliates. © 2021

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