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AXA XL Insurance is investing in its coverholder capabilities announcing that Paul Howard has been promoted to Head of Coverholder Management.

As part of AXA XL’s commitment to drive engagement with its portfolio of coverholders, Mr. Howard will be responsible for developing and executing a new UK coverholder commercial strategy and engagement model.  He will be based in London and report to Louise Piper, Head of Client and Distribution Management – UK, and to Philippe Gouraud, Global Head of Strategic Distribution.

This will see AXA XL take steps to further strengthen its relationships with UK coverholders, by increasing collaboration to support the development of new and innovative solutions and providing access to its wide product suite and the broader capabilities of the AXA Group.    Mr. Howard has more than 30 years’ experience in insurance and risk management. He began his career as a claims adjuster at Merrett Syndicates, and subsequently undertook an underwriting role there and later at Chandler Syndicates. In 1995, he undertook the position of risk manager of Sandwell Metropolitan Borough Council and the West Midlands Fire Service, before joining J Sainsbury plc two years later, where he rose to the position of Head of Insurance & Risk Management. He joined Catlin in 2011 as a Client & Distribution Leader, where his strategic overview and relationship-led approach resulted in an increase in profitable growth.

Mr. Gouraud commented: “Coverholders, managing general agents and underwriting agencies play a central role in the distribution of commercial insurance today and we don’t see this role diminishing; we see it intensifying.  That is why we have appointed Paul to lead our coverholder engagement strategies and develop a bespoke value proposition responding to our UK coverholders’ specific needs.” 

“By further combining our underwriting capabilities and strong capital base with the agility of our UK coverholders, we will bring even more innovative and compelling solutions to the marketplace.”

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ABOUT AXA XL1 AXA XL1,  the property & casualty and specialty risk division of AXA, provides insurance and risk management products and services for mid-sized companies through to large multinationals, and reinsurance solutions to insurance companies globally. We partner with those who move the world forward. To learn more, visit

ABOUT AXA XL1 INSURANCE AXA XL1 Insurance offers property, casualty, professional, financial lines and specialty insurance solutions to mid-sized companies through to large multinationals globally. We partner with those who move the world forward. To learn more, visit

1AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting.