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You’re covered. Wherever you are.

As one of the largest providers of global commercial insurance programs, we have the scope, scale and expertise to help you take your business further. With over 30 years of network management experience, we’re responsible for about 5,000 programs and cover clients’ operations in more than 200 countries and territories* through our own offices and network partners.

Global perspective, local expertise: Our experts have an in-depth understanding of global issues and trends backed by on-the-ground expertise in individual local markets. Supported by our Global Programs Center of Excellence, you’ll benefit from a compliant program with local policies where you need them.

Collaborative partner with a personalized approach: Every business is unique. That’s why we want to know about your aspirations and challenges, so we can proactively share relevant insights and connect you with the right experts. We’re proud to be known for our 24/7 rapid response assistance, fast money movement and award-winning Claims team.

Enabling you to grow further: As the world’s largest commercial P&C insurer, we have the underwriting capabilities, geographic reach and financial strength to help you take your business further, whether that’s growing in existing markets or expanding in to new, less familiar ones.

Our capabilities and services include:
  • Broad product range, including Property & Casualty, Specialty Risks and Motor
  • Captive fronting and services
  • Award-winning worldwide claims system and service
  • World-class risk engineering and consultation services
  • Loss investigation and mitigation services
  • Guaranteed cost and low/high retention options
  • Primary and combined primary/excess coverage structures
Customer Stories
“I worked with AXA XL to set up an innovative, tailor-made extended coverage policy reinsured by the group’s captive. I particularly appreciated that the AXA XL team listened to my needs, as well as their proactiveness and competence in achieving efficient and effective implementation. In addition, their services are of high quality and perfectly adapted.”
Customer Stories
“We've always been very happy with AXA XL's fronting and administration capabilities. For several years, the team have managed our Liability policies to our full satisfaction. That's why we approached them last year to ask them to also handle our Property policy and claims administration. As part of the detailed list of requirements we also expected combined Liability and Property policies to be issued in the main countries. It wasn't an easy ask, but the team at AXA XL listened very closely in order to get a true understanding of our needs and then went the extra mile to present us a unique, tailor-made solution. AXA XL's main differentiator is not the premium, but rather the invaluable services they provide, as well as the strong partnerships they have both within AXA and with other carriers which we can directly benefit from.”
Customer Stories
“AXA XL has a dedicated Asia regional director who is from Asia, understands Asia and is passionate about Asia’s captive industry development. We have regular contact with the captive team. It benefits us greatly, through sharing the latest developments and innovative solutions for captives in Asia and the world as a whole, and exploring new solutions for the Sinopec Captive, including employee benefits."
Customer Stories
“In addition, at AXA XL’s invitation, we jointly shared our experience on captives’ role in risk management at a seminar organised by the HKMA Infrastructure Financing Facilitation Office (IFFO) and the Insurance Authority (IA) in March 2019 to 80 senior representatives from the industry. AXA XL’s dedication to the industry deeply impressed us. We look forward to an even stronger relationship as our captive further develops.”
Our Claims Promise

When you buy an insurance policy, you're buying a promise. Our promise is to deliver an exceptional claims experience.

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