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Product Contamination

Specialty
AXA XL Insurance offers product contamination insurance for accidental and malicious contamination and extortion demands. Policyholders have access to Response AXA XL, our dedicated crisis management service.

Product details

Capacity

Typically up to USD 25 million but varies by attachment point and nature of risk

Coverage

– Pre-recall expenses
– Recall expenses
– Third-party recall expenses
– Loss of gross profits
– Rehabilitation expenses
– Increased cost of working
– Government recall
– Adverse publicity
– Customer loss of profit

Client Profiles

– Food and drink
– Pet food
– Tobacco
– Personal care and household products 
– From small and upper middle market to multinational

Typical Information Required

– Completed AXA XL's Insurance segment application 
– Details on food safety
– Recall/crisis plans

Benefits & Services

– Coverage applies worldwide 
– Primary, excess of loss and quota share participation 
– Global claims network
Response AXA XL: 24/7 crisis response from a dedicated network of consultants in areas such as food safety, public relations, security consulting and regulatory advice.

Information & Research

Response AXA XL is a dedicated network of crisis management consultants made available to policyholders 24/7.

Response AXA XL: Crisis Consulting

Attachment Point

Varies
Bermuda excess: minimum USD 10 million

Minimum Deductible

Primary: USD 10,000

Minimum Premium

USD 10,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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