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Equine Insurance

AXA XL Insurance offers flexible, customized equine insurance. Our underwriting approach is built on our team’s years of experience combined with regular consultation with veterinary surgeons and specialist equine agents.

Product details


Max line, any one animal:

Up to USD 5 million on any one animal (capacity to be determined on a case by case basis).


AXA offers customized cover for the equine industry worldwide. Our know-how is built on long experience and regular consultation with veterinary surgeons and specialist equine agents. We cover a wide range of activities from horse racing and breeding to rodeo animals, for risks including mortality, infertility, accident and theft.

Our appetite:

  • Named perils
  • Equine mortality
  • Theft
  • Transit
  • Stallion permanent disability
  • Stallion first season infertility
  • Stallion availability
  • Stallion loss of income
  • Major medical / Veterinary fees
  • Emergency colic surgery
  • Barrenness / Prospective foal
  • Semen storage

Client Profiles

  • Commercial breeding operations
  • Private high net worth individuals
  • Horse owning individuals

Typical Information Required

Full risk details including: name, age, breeding, sex, use, location and sum insured, subject to satisfactory veterinary certificate or declaration of health

Benefits & Services

  • Underwriters with hands on Equine knowledge
  • Supported by experienced claims handling adjusters

Information and Research

Equine Product Sheet_AXA XL

Attachment Point

GBP 1,000 / USD 2,000

Limits On Product

GBP 2,500,000 / USD 5,000,000

Minimum Premium

GBP 150.00 / USD 250.00

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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