AXA XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set
  2. for analytics to make the site more relevant and easy to use

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.

Automobile Liability - North America
Casualty
AXA XL Insurance offers primary casualty automobile liability coverage to any company willing to retain no less than the first USD 250k of each and every risk.

Product details

Capacity

Up to USD 5 million

Coverage

Primary automobile liability insurance for companies that have sound risk management and retain a significant portion of their risk through large deductible, self-insurance and captive reinsurance programs.

Client Profiles

Large US-based companies

Typical Information Required

  • Policy terms/coverage required
  • Description of operations and safety programs
  • Minimum five years loss history
  • Prospective and historical exposures
  • Two years financial statements
  • Actuarial reports, if available

Benefits & Services

  • Unbundled claims
  • Knowledgeable and experienced underwriting staff with authority close to the point of sale
  • Creative collateral and program structure solutions
  • AXA oversight of third-party claims administrators
  • Access to best-in-class vendors for claims handling and loss control services

Attachment Point

Primary

  • Preferred minimum deductible/retention: USD 100,000
  • Lower attachment points may be available

Limits On Product

Up to USD 5 million

Minimum Deductible

Preferred minimum deductible/retention: USD 100,000

Minimum Premium

Varies

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.