Product Family
John Frank


Loss Prevention Center of Excellence Leader, Risk Consulting, AXA XL

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they heard a water gong, indicating that the buildings’ sprinklers were working. In addition, they saw white, steamy smoke pushing out around the closed and locked overhead rolling bay doors.

They immediately started cutting the overhead doors with rotary saws to gain entry. Once inside, they encountered heavy moist “cold smoke” from the sprinklers, diminishing visibility inside the warehouse. They then shut off the sprinklers. By shutting off the sprinklers, additional oxygen flowed into the building through the overhead door openings before the fire was actually extinguished, thus bringing the fire back to its free-burning state deep inside the warehouse. Conditions immediately deteriorated, forcing the fire fighters to retreat. A large portion of the roof collapsed, and the fire burned under the collapsed roof for four days while fire fighters tried to remove the roof. The building was a total loss.1

How sprinklers work

Fire sprinkler systems have been around for centuries. Most experts cite Ambrose Godfrey as the inventor of the first successful automated sprinkler system in 1723. He outfitted a barrel with a TNT charge and wick igniter. When the wick was ignited, the TNT blew up the barrel which then dumped the water in the barrel on the fire.2

Wikipedia also says that Leonard da Vinci designed one of the earliest sprinkler systems by automating his patron’s kitchen with a super-oven and a system of conveyor belts. In a comedy of errors, everything went wrong during a huge banquet and a fire broke out. “The sprinkler system worked all too well, causing a flood that washed away all the food and a good part of the kitchen”.3

Today, sprinklers are designed to contain a fire, impede its propagation and intensity, allowing fire fighters time to respond to the fire. In the warehouse case mentioned above, the sprinkler system would have at least contained the fire, but the fire fighters turned off the automatic sprinklers. This combined with the additional oxygen that entered the warehouse when the overhead doors were cut, allowed the fire to continue to burn and result in a total loss.

It’s important to note that sprinklers aren’t triggered by smoke - and they don’t all go on at once. The image of a small amount of smoke triggering all the sprinklers in a building, soaking everyone and everything inside is simply not true. Sprinkler systems are heat activated, one sprinkler head at a time. Most fires require only one or two sprinklers to slow a fire down.

Supportive data

According to a recent study, fires in non-sprinklered facilities averaged an estimated $1.9 million in damages compared to $638,000 in sprinklered facilities. The National Fire Protection Association (NFPA) 2013 report ‘U.S. Experience with Sprinklers” concluded that 48% of reported structure fires indicated some type of sprinkler – wet or dry pipe – present. In the NFPA report, 85% were wet pipe; 12 % were dry pipe; 3% other.

The National Fire Protection Association (NFPA) 2013 report "U.S. Experience with Sprinklers" concluded that 48% of reported structure fires indicated some type of sprinkler -- wet or dry pipe -- present.

The difference between wet and dry pipe can be critical in fighting a fire. In wet pipe systems, the overhead sprinkler piping is filled with water under pressure. Dry fire sprinkler systems do not have water in the direct, non-heated sprinkler piping, but only pressurized air or nitrogen. The pressurized air holds back the water supply at a main dry-pipe valve. Because water must travel from the valve to the piping and sprinklers, there can be a delay of up to 60 seconds in fire suppression. Dry pipes, however, can be an addition to a larger wet pipe sprinkler system in an environment with freezing temperatures, like walk-in refrigerators, loading docks and warehouses.

Time for a Tour

Sprinkler systems have been proven to make a significant contribution to the improvement of conditions in fire environments by lowering temperatures, diluting fire gases and improving visibility. When failure occurred, the leading reasons were system shutoff (62%) and manual intervention that defeated the system (20%). When operating equipment was ineffective, the leading reasons included water not reaching the fire (36%) or not releasing enough water (31%).

Fire fighters are skilled at fighting fires. They are not always experts in all of the automatic systems installed in commercial buildings. By knowing how automatic sprinklers work and what happens to water pressure in a fire fight will improve fire fighters’ ability to fight the fire — and to know when it is reasonable to shut off the sprinkler system.

The NFPA offers a detailed paper with recommended practices for fighting fires with automatic sprinklers, NFPA 13E: Recommended Practice for Fire Department Operations in Properties Protected by Sprinkler and Standpipe Systems (2010 ed.)

Most fire fighters have basic information on what hazards exist in their response area, the nature of those hazards, the number of hazards and their locations. However, the best way to learn something is through hands-on-knowledge. AXA XL Risk Consulting offers AXA XL clients the opportunity to boost fire fighter preparedness by inviting them to take a guided tour of the facility or site with our expert fire protection engineers who will talk about the types of systems in place at the facility, how to use those systems effectively - and crucially, what to do if something goes wrong.

If you’re interested in boosting fire fighters’ knowledge of fighting sprinklered fires, contact the author John Frank or AXA XL Risk Consulting to set up a meeting.


About the author

John Frank is Senior Vice President of the AXA XL Risk Consulting’s Loss Prevention Center of Excellence, where he is involved in loss prevention research and loss prevention training. 



1 What Firefighters Must Know About Fire Protection Systems, Part 1, 04/01/2018, by Bill Gustin, Fire Engineering, Scenario #2, page 8, (

2/3 Fire sprinkler system, Wikipedia, Gelb, Michael J. (1998). How to Think Like Leonardo da Vinci, New York, New York: Dell Publishing


To contact the author of this story, please complete the below form

Invalid First Name
Invalid Last Name
Country is required
Invalid email
Invalid Captcha

Global Asset Protection Services, LLC, and its affiliates (“AXA XL Risk Consulting”) provides risk assessment reports and other loss prevention services, as requested. This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. AXA XL Risk. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any publication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, AXA XL Risk Consulting and its related and affiliated companies disclaim all liability for loss or damage suffered by any party arising out of or in connection with this publication, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk.

US- and Canada-Issued Insurance Policies

In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA XL.
US domiciled insurance policies can be written by the following AXA XL surplus lines insurers: XL Catlin Insurance Company UK Limited, Syndicates managed by Catlin Underwriting Agencies Limited and Indian Harbor Insurance Company. Enquires from US residents should be directed to a local insurance agent or broker permitted to write business in the relevant state.