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Facing into risk for a future to be imagined

Innovation has always kept the world moving forward, but it also comes with risk. In a world that is as complex and unpredictable as it is exciting, AXA XL is facing into risk.

As a leading global insurer, we constantly push the boundaries to protect your business and power your innovations.

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Find out how our partnership can make your business go further:

A headshot of Tim Smith
Tim Smith
Client Management and Proposition Director
A headshot of Robyn Warke
Robyn Warke
Client Relationship Leader,
UK & Lloyd's
A headshot of Stephanie Barry
Stephanie Barry
Client Relationship Leader,
UK & Lloyd's
A headshot of Matt Reeves
Matthew Reeves
Client Relationship Leader,
UK & Lloyd's
A headshot of Alain Throo
Alain Throo
Client Relationship Leader,
UK & Lloyd's
#1

P&C Commercial Lines
Insurance Platform*

Excellent Consistently outstanding service quality

Proud recipient of the 2026 Claims and Underwriting Service Quality Marque**

1,400

UK-colleagues committed to serving our clients, brokers and coverholders

* Based on revenues for AXA XL and AXA GI commercial business combined
**Awarded by Gracechurch Consulting, the independent insurance research consultancy, based on broker research

AXA Future Risks Report 2025

The Future Risks Report explores the risks we may face in the future. This report is based on an annual survey asking 3,600 experts from 57 countries and a representative sample of 23,000 individuals from 18 countries to rank their top 10 risks, based on their potential impact on society over the next five to ten years.

In this 12th edition, climate change tops experts’ risk rankings for the fifth consecutive year, but the gaps are narrowing with risks linked to geopolitical instability (2nd position) and cybersecurity (3rd position).

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AXA XL UK & Lloyd’s CyberRiskConnect

In today’s world, an organisation’s reliance on technology and the storage and processing of data is critical. The more dependent a business is on technology, the greater the risk of a cyber-event. Managing security in this rapidly changing environment is one of the main challenges facing companies of all sizes today. A failure in technology or a data breach can have significant consequences, not only to the balance sheet but also to the reputation of a company.

AXA XL's CyberRiskConnect is a modular cyber and data protection policy which is designed to be tailored to the needs of your industry sector.

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Exceptional Claims and Risk Consulting Services

Our experienced claims professionals are specialised by line of business, industry, and region. We understand the nuances and unique challenges of local jurisdictions and are locally empowered to address and resolve claims promptly and fairly. Learn more about how our claims services can support your businesses HERE.

Our Risk Consultants have access to the latest emerging risk research and peer benchmarking, giving you access to industry-leading analytics to help you identify your most significant risks, quantify their impact, and determine the best strategies to move forward with confidence.

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Risk never stands still — and neither should the conversation.

Ahead of the Risk is AXA XL’s podcast series for leaders who want to understand and navigate risk in a rapidly-changing world. Through open, insightful conversations, AXA XL leaders sit down with influential voices from business and society to explore how today’s decision makers are confronting uncertainty, building resilience and leading with confidence. From geopolitics and technology, to trust, culture and organisational resilience, each episode offers fresh perspectives on navigating risk.

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Partnering with us, is partnering with…

AXA Insurance works with brokers to offer a range of personal lines products and flexible commercial lines policies with trade specific cover offered online and through their branch network.

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AXA Climate's mission is to reinvent the insurance business to support those engaged in sustainable transitions. They have developed innovative solutions around climate change including; parametric insurance climate risks, climate and nature consulting services, and climate training to up-skill and engage employees to succeed in the sustainable transition.

Find out more

AXA Health offers wellbeing and mental health support, private healthcare plans, and healthy workplace insight and advice for individuals and businesses. The landscape of work and health is changing. they'll work with you to embrace the future of health so your people and business can prosper.

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AXA Partners is a global assistance provider and sits within the AXA Next innovation ecosystem, giving clients and customers access to the latest trends, technology, start-ups, and research. AXA Partners offers a wide range of solutions in assistance services, such as Home Emergency and Motor Breakdown, as well as Travel Insurance and Credit Protection.

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Maxis Global benefits Network (GBN) is a joint venture between AXA and MetLife,. It works in partnership with multinational clients to deliver global employee benefits programmes that help companies care for their people while meeting the strategic goals of their businesses. Its network is built from nearly 140 expert local-member insurers in over 120 markets worldwide.

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Sign up for Risk Professional insights

Get occasional updates on AXA XL events, conversations, and insights - designed for risk professionals to learn, connect and stay informed, helping you face into risk with confidence.
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*The controller of your personal data is the AXA XL company you wish to contact with your request. The privacy policy applicable to this company can be found at: https://axaxl.com/privacy-notice.

From payer to partner, across industries

It takes a lot of different services to make the world go. AXA XL Insurance has expertise in a spectrum of industries. We offer creative ideas and enthusiastic support for the goals you’re trying to achieve.

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Take a moment to read some of our latest insights

Sustainability

Sustainability takes root; why sustainable business means better business


Risk management and sustainability go hand in hand.

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Microplastics

Microplastics; an emerging future risk


Microplastics pose potential risks to animal and human health.

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Captives

Captives play valuable role in cyber market


Captive involvement in cyber insurance programmes has increased significantly in the past two years.

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Carbon offset

Enabling the offset; what role can insurance play in offsetting emissions?


Companies of all types are seeking to manage their carbon emissions as part of the fight against climate change.

Read more
Storms

Storms are coming; protecting fish farms from severe weather events


Winter storms can have a major impact on the fish farming industry.

Read more

This summary does not constitute an offer, solicitation or advertisement in any jurisdiction, nor is it intended as a description of any products or services of AXA XL. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting.
The AXA, AXA XL, AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting trademarks and logos are registered trademarks of AXA SA. © 2025

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You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please contact AXA.

The controller of your personal data is the AXA XL company you wish to contact with your request. The privacy policy applicable to this company can be found at: https://axaxl.com/privacy-notice

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