Ratings
AXA XL's core operating insurance and reinsurance companies have one or more of the following financial strength ratings: AM Best A+, S&P AA, Moody’s A2.
Financial Strength Ratings (FSR) and Long Term Debt Ratings (LTDR):
Last rating action: Mar 23, 2026
| Financial Strength Ratings (FSR): | |||
| A.M. Best | S&P | Moody's | Location |
|---|---|---|---|
| AXA XL Reinsurance Ltd. | |||
| A+(Stable) | AA(Stable) | Not Rated | Bermuda |
| AXA XL Insurance Company Americas | |||
| A+(Stable) | AA(Stable) | Not Rated | Texas |
| Greenwich Insurance Company | |||
| A+(Stable) | AA(Stable) | Not Rated | Delaware |
| Indian Harbor Insurance Company | |||
| A+(Stable) | AA(Stable) | Not Rated | Delaware |
| T.H.E. Insurance Company | |||
| A+(Stable) | Not Rated | Not Rated | Louisiana |
| XL Bermuda Ltd | |||
| A+(Stable) | AA(Stable) | Aa2(Stable) | Bermuda |
| AXA XL Insurance Company UK Limited (AXICL UK) (Formerly, XL Catlin Insurance Company UK Limited) | |||
| A+(Stable) | AA(Stable) | Not Rated | UK |
| XL Insurance America Inc. | |||
| A+(Stable) | AA(Stable) | Not Rated | Delaware |
| XL Insurance Company SE | |||
| A+(Stable) | AA(Stable) | Not Rated | Ireland |
| XL Insurance Switzerland Ltd | |||
| A+(Stable) | AA-(Stable) | Not Rated | Switzerland |
| XL Re Europe SE | |||
| A+(Stable) | AA(Stable) | Not Rated | Ireland |
| XL Reinsurance America Inc. | |||
| A+(Stable) | AA(Stable) | Not Rated | New York |
| XL Specialty Insurance Company | |||
| A+(Stable) | AA(Stable) | Not Rated | Delaware |
| Long Term Debt Ratings (LTDR) | |||
| A.M. Best | S&P | Moody's | Location |
|---|---|---|---|
| XL Group Ltd | |||
| Not Rated | A+(Stable) | A1 | Bermuda |
| XL Bermuda Ltd | |||
| AA-(Stable) | AA(Stable) | Aa2(Stable) | Bermuda |