AXA XL has a zero tolerance to fraud and corruption
AXA XL is committed to maintaining high legal, ethical and moral standards and this is reflected in the AXA Values: Customer First, Integrity, Courage and One AXA. This commitment to observing the utmost ethical standards is designed to ensure compliance with laws and regulations in the various jurisdictions where it operates, to earn the continued trust of the clients, shareholders, personnel and business partners. AXA’s values are shared through its Compliance and Ethics Code. The Code applies to all AXA’s worldwide employees and subsidiaries.
In that respect, AXA XL is opposed to fraud in the way it conducts its business. AXA XL has put in place a comprehensive anti-fraud framework and escalation process based on our rules and standards and the Speaking-up reporting channels.
Speaking up
AXA XL encourages and expects employees and stakeholders to report concerns involving actual or suspected misconduct, unethical or illegal behaviour via the AXA XL speak up hotline available through this link. This hotline is monitored by the Head of Investigations who is independent from executive management.
AXA XL does not tolerate any act of retaliation against anyone who makes a good faith report. If you believe that you have experienced retaliation, you should report it through the hotline referenced above.
The speak up reporting channel does not apply to customer/policyholder complaints or (re)insurance claims. You should refer these to your usual broker or AXA XL contact or legalcompliance@axaxl.com
Refer to this link to learn more about AXA’s Compliance and Ethics Code.
The Norwegian Transparency Act
The Norwegian operation of AXA XL (XL Insurance Company SE NUF) is in scope of the Norwegian Transparency Act (“Åpenhetsloven”). The Transparency Act aims to promote enterprises’ respect for fundamental human rights and decent working conditions, and to ensure public access to information.
Being in scope of the Transparency Act, XL Insurance Company SE NUF must:
- Conduct due diligence to identify and manage risks of adverse impacts on human rights and decent working conditions throughout its own operation, supply chains and business relationships.
- Publish an annual statement of the due diligence, including information on actual and potential negative impacts related to its own operation, supply chains and business relationships, as well as what measures have been implemented to stop or limit these impacts.
- Follow up and respond to public information requests related to the Company’s work with the Transparency Act.
Our annual statement will be published on this webpage, starting in June 2026. Would you in the meantime have any questions on XL Insurance Company SE NUF’s work with the Transparency Act, please send your information request to nordics@axaxl.com.
Useful Links
2024 AXA XL Climate Report
2023 AXA XL Climate Report
2024 AXA XL Sustainability report
2023 AXA XL Sustainability report
2022 AXA XL Sustainability report
2022 AXA XL Climate Report
2021 AXA XL Sustainability Report
2020 AXA XL CR Report
2019 AXA XL CR Report
2024 Modern Slavery Act Transparency Statement
Previous Modern Slavery Act Transparency statements: 2023 / 2022 / 2021 / 2020 / 2019 / 2018 / 2017 / 2016
AXA Compliance and Ethics Code
AXA XL Code for Representatives
Sustainability Policy Brazilian Regulator Requirement